Me and my partner are about to complete on the purchase of a property in Bracknell but as a result of wreckage from the recent storms I have managed to agree reparation from the seller in the sum of three thousand pounds by way of a deduction in the price. This was going to be addressed as part of a side agreement however Lloyds will not agree to this. Why were they notified?

Your lawyer that is on the Lloyds approved list is obliged to advise Lloyds of any amendments to the purchase price. If you prohibit your property lawyer to notify the reduction to Lloyds then they would have to discontinue acting for you. In addition, Lloyds and you would have to appoint a new lawyer for your conveyancing in Bracknell.

I own a freehold house in Bracknell but nevertheless invoiced for rent, why is this and what is this?

It’s unusual for properties in Bracknell and has limited impact for conveyancing in Bracknell but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be extinguished.

I am in the process of mortgaging my home in Bracknell, does my lawyer have to be on the Aldermore Solicitor panel?

In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

Is it necessary to pay for insurance to address the risk of chancel repairs when acquiring a house in Bracknell?

Unless a prior acquisition of the house took place after 12 October 2013 you could expect solicitors conducting conveyancing in Bracknell to continue to propose a a chancel search and or chancel repair liability policy.

How difficult is it to switch solicitor as I have to appoint a firm on the Clydesdale conveyancing panel. I hired a high street conveyancing solicitor in Bracknell round the corner but she is not accepted by Clydesdale

We will our best to assist in finding you a conveyancing solicitor in Bracknell on the Clydesdale panel. Please note that the solicitors that we on the directory do not pay us fee if you instruct them and are regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Bracknell. In making use of search facility on this page, you can contrast costs for conveyancing solicitors in Bracknell and throughout England and Wales.