I'm in the process of porting my current homeowner loan to a Buy to Let Skipton Building Society mortgage. The bank has said that I need a solicitor as part of the process. I spoke to my previous Camberley conveyancing solicitor who dealt with the legals when I first purchased the house. The costs illustration provided of £450 plus VAT is surprising as I am not require purchase conveyancing - it’s just a straightforward remortgage.

The costs illustration is slightly on the expensive side. Where you are content to expend time contrasting costs you could decrease the fees marginally by say £100 plus VAT. On the other hand, assuming were pleased with the service the firm gave you couldcome to rue choosing an an unknown solicitor. Remember to enquire that the conveyancer can also act for Skipton Building Society. You can make use of our search tool to find a Camberley conveyancing firm on the Skipton Building Society member panel, which can often include conveyancing solicitors in Camberley.

I opted to have a survey carried out on a house in Camberley ahead of instructing conveyancers. I have been told that there is a flying freehold element to the house. The surveyor has said that some banks may not give a mortgage on such a home.

It varies from the lender to lender. Lloyds has different instructions for example to Halifax. If you contact us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Camberley. Conveyancing will be smoother if you use a solicitor in Camberley especially if they are acquainted with such properties in Camberley.

Is it simple use the search tool to find a conveyancing lawyer in Camberley on the approved list for my bank?

1st choose a bank such as National Westminster Bank, Barnsley Building Society or Godiva Mortgages Ltd then specify your preferred area such as Camberley. Conveyancing organisations in Camberley and further afield will then be shown.

In surfing the internet for the term on line conveyancing in Camberley it reveals numerous property lawyersin the vicinity. With so much choice what is the best way to find the right conveyancing solicitor for purchase transaction?

The ideal method of seeking a suitable conveyancer is via personal referral, so seek the opinion of friends and family who have bought a property in Camberley or a reputable estate agent or mortgage broker. Fees for conveyancing in Camberley differ, so it's a good idea to secure a minimum of three quotes from different companies. Be sure to obtain confirmation that the fees are fixed.

I have just started marketing my 2 bed apartment in Camberley. Conveyancing has not commenced, however I have just received a yearly service charge invoice – Do I pay up?

It best that you clear the service charge as you normally would because all rents and service invoices will be allotted on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Camberley Leasehold Conveyancing - Sample of Queries Prior to Purchasing

How is the lease structured? Generally speaking the cost for major works tend not to be incorporated into the maintenance charges, albeit that a few managing agents in Camberley obliged tenants to contribute towards a reserve fund created for the specific intention of establishing a fund for major repairs or maintenance. You should want to find out as much as possible concerning the company managing the block as they will either make your living at the property much easier or uncomfortable. As the owner of a leasehold property you are often in the clutches of the managing agents both financially and when it comes to every day issues such as the cleanliness of the communal areas. Enquire of other tenants whether they are happy with their service. On a final note, find out the dates that you are obliged pay the maintenance charge to the managing agents and precisely what it includes.