In what way does my ID and proof of funds have anything to do with my conveyancing in Frogmore? Is this really necessary?
You are right in these requests have nothing to do with conveyancing in Frogmore. However these days you will not be able to proceed with any conveyancing deal if you have not providing evidence of your identity. Ordinarily this takes the form of a either your passport or driving licence and a utility bill. Please note that if you are providing your driving licence as evidence of identification it needs to be both the paper part and photo card part, one is not satisfactory in the absence of the other.
Verification of your source of funds is mandated in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancer must have this information on file. Your Frogmore conveyancing practitioner will need to see evidence of proof of funds prior to accepting any money from you into their client account and they may also ask additional queries regarding the origin of monies.
My aunt passed away last year and as sole heir and executor I was left the house in Frogmore. The house had a small mortgage remaining of approximately £4500. I want to have the title changed into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this allowed?
If you plan to refinance then Santander will require that you use a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
I am helping my niece sell her property in Frogmore. Does the solicitor arrange an energy assessment or it is for me to see to?
Following the abolition of Home Packs, energy assessments was retained a required part of moving property. An energy assessment must be commissioned before the property is advertised. It is not as aspect of the sale process that lawyers normally arrange. Where you are using a Frogmore conveyancing lawyer they might be willing to arrange energy assessments due to their relationships with long established Frogmore energy assessors
Forgive me if this question is silly but I am new to the home moving as a first time purchaser of a two bedroom flat in Frogmore. Do I receive the keys to the house on the completion date from my lawyer? If so, I will appoint a local conveyancing solicitor in Frogmore?
On the day of completion you will not be required to go to the conveyancers office in Frogmore. Your solicitors will electronically transfer the completion advance to the vendor’s lawyers, and once they have received this, you should be able to pick up the keys from the property Agents and start moving into the property. Usually this occurs early afternoon.
About to purchase apartment in Frogmore. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Frogmore lawyer is on the Lloyds conveyancing panel.
I have todaydiscovered that Stirling Law have closed. They carried out my conveyancing in Frogmore for a purchase of a leasehold flat 10 months ago. How can I establish that the property is registered correctly in the name of the former proprietor?
The easiest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Frogmore conveyancing specialists.
I have just had an offer accepted on a leasehold flat in Frogmore and the estate agent that we are using suggested his lawyer. They quoted £1000 excluding VAT and 3rd party costs. Does this sound reasonable?
You should not rely on a single estimate. One should seek like-for-like quotes for your conveyancing in Frogmore. Then choose one that you are comfortable with and just as important, is on the approved panel of the bank that you are sourcing your mortgage from.