My wife and I are purchasing a house in Brook Green. It might be a silly question but how we can trust a lawyer? On the day of competition we will need to deposit our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
How can we tell if a Brook Green conveyancing solicitor on the Skipton panel is any good?
When it comes to conveyancing in Brook Green seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advise that you speak with the lawyer conducting your conveyancing.
I have paid off my mortgage with Kent Reliance. I assume I don't need a Brook Green solicitor on the Kent Reliance panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
Do I need to pay for insurance to protect me from financial exposure to chancel repairs when acquiring a house in Brook Green?
Unless a previous acquisition of the house took place after 12 October 2013 you can take it that conveyancing practitioners carrying out conveyancing in Brook Green to remain recommending a chancel search and or chancel repair liability policy.
How does conveyancing in Brook Green differ for new build properties?
Most buyers of new build residence in Brook Green contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Brook Green tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Brook Green or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a property in Brook Green prior to instructing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor advised that some lenders will not grant a mortgage on a flying freehold house.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Brook Green. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Brook Green to see if the conveyancing will be more expensive.
Our mortgage broker has recommended their conveyancing practitioner for the conveyancing in Brook Green - Surely it’s better to just use them?
You need to establish if the estate agent is recommending a conveyancer or introducing to a conveyancer. There are plenty of Brook Green selling agents who recommend two or three Brook Green conveyancing firms and get nothing from it.