We see that you have a post code search directory listing firms on the Santander conveyancing panel. Do companies pay you a commission if I appoint them for our conveyancing in Notting Hill?

We are a listing service only for law firms wishing to communicate if they are on the Santander conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Notting Hill.

About to place an offer on a leasehold apartment in Notting Hill. The estate agents assure me that it is standard for flats in Notting Hill to have less than 75 years left on the lease. I am taking out a loan with Bank of Ireland. Is this going to be acceptable if the lease has Seventy One years remaining.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 14/11/2024 the requirements read as follows :

How does conveyancing in Notting Hill differ for new build properties?

Most buyers of new build property in Notting Hill come to us having been asked by the developer to exchange contracts and commit to the purchase even before the house is constructed. This is because new home sellers in Notting Hill typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Notting Hill or who has acted in the same development.

Due to the input of my in-laws I had a survey completed on a property in Notting Hill before instructing solicitors. I have been told that there is a flying freehold overhang to the house. The surveyor has said that some lenders tend not grant a loan on a flying freehold home.

It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you call us we can look into this further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Notting Hill. Conveyancing will be smoother if you use a solicitor in Notting Hill especially if they are accustomed to such properties in Notting Hill.

Having had my offer accepted I require leasehold conveyancing in Notting Hill. Before I set the wheels in motion I require certainty as to the remaining lease term.

Assuming the lease is registered - and 99.9% are in Notting Hill - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

I am the leaseholder of a first flat in Notting Hill. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for a lease extension?

in cases where there is a absentee freeholder or if there is dispute about the premium for a lease extension, under the relevant statutes you can apply to the Leasehold Valuation Tribunal to calculate the premium.

An example of a Lease Extension decision for a Notting Hill residence is 2 Grove House 95 Addison Road in October 2013. the Tribunal decided that the premium to bepaid for a new lease is £50,050. This case was in relation to 1 flat. The unexpired term was 68.4 years.