I am looking for value for money property lawyer. Should I go for for an online conveyancer or a local Budleigh Salterton conveyancing solicitor?

Budleigh Salterton is a unique place, where local know-how helps. The laid-back lifestyle is great – but not when it comes to your home move. The property lawyers that we work with host specialist Budleigh Salterton know how with a positive, hands-onattitude that helps the conveyancing to progress with the minimum of fuss. It is a distinct advantage if they benefit from good connections with financial advisers, local authorities, surveyors and other Budleigh Salterton conveyancing practitioners

Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Budleigh Salterton. My lender is Accord Mortgages

Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 18/12/2024, the requirements read as follows :

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Budleigh Salterton?

There are two types of lawyers who can carry out conveyancing in Budleigh Salterton namely licenced conveyancers or solicitors. The two can handle conveyancing services that you need to complete the disposal or acquisition of property. They are both obliged to perform Budleigh Salterton conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly carried out and that the requirements and procedures should be appropriately attended to.

Last month we had a mortgage agreed in principle with TSB. Budleigh Salterton conveyancing solicitors have been selected. What is the average time that one could expect to receive a mortgage offer from TSB?

Some lenders take longer than others. Have TSB done the valuation? Have you advised TSB as to your lawyers' details and checked that your lawyers are on the TSB conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

Completion of my remortgage has taken place for my property in Budleigh Salterton. Conveyancing was satisfactory but I feel I should register my dissatisfaction about the lender. How does one go about formally complaining?

All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

We are downsizing from our home in Budleigh Salterton and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A local lawyer would know that there is no such problem. For the life of me I don't know why the buyers are using a factory type conveyancing practice as opposed to a conveyancing solicitor in Budleigh Salterton. We have lived in Budleigh Salterton for 5 years we know of no issue. Is it a good idea to contact our local Authority to obtain clarification that the buyers are looking for.

It sounds as though you may have a conveyancing firm already. What do they say? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

I've recently bought a leasehold flat in Budleigh Salterton. Am I liable to pay service charges relating to a period prior to my ownership?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Leasehold Conveyancing in Budleigh Salterton - Examples of Questions you should ask Prior to Purchasing

Who manages the building? How many years remain on the lease? If a Budleigh Salterton lease has fewer than eighty years it will have adverse implications on the salability of the property. It is worth checking with your lender that they are content with the length of the lease. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of how much this will be. For most Budleigh Saltertonlease extensions you would need to own the property for a couple of years in order to be entitled to extend the lease.