Do conveyancers request an advanced payment for my conveyancing in Byfleet?
If you are buying a property in Byfleet your solicitor will request that you put them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. If any deposit is as part of the total price then this should be required shortly before contracts are exchanged. The closing balance that is due should be sent to your lawyer a few days prior to the day of completion.
We have agreed to purchase a house in Byfleet. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?
As your lender is Bank of Ireland your lawyer must check the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for Bank of Ireland. The CML Handbook contains minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Bank of Ireland where a lease does not comply with these conditions. The specifications relate to the installation of panels on properties nationwide and is not limited to Byfleet.
I have paid off my mortgage with Clydesdale. I assume I don't need a Byfleet lawyer on the Clydesdale panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Clydesdale mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Clydesdale mortgage from the register. Clydesdale, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Clydesdale has sent the Land Registry the discharge electronically, and
- Clydesdale has instructed the Land Registry to do so
I had an offer accepted on a house in Byfleet on 29/10/2024, valuation was booked 4 days later, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Can the lender hold off the offer?
A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
Just acquired a terraced house in Byfleet , What is the estimated time for the Land Registry to register the transfer to my name? My Byfleet conveyancing solicitor works at snail pace, so I want to check the registration formalities are dealt with.
As far as conveyancing in Byfleet registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timescales can vary according to who lodges the application, whether it is in order and whether the Land registry have to notify any 3rd parties. As of today roughly 80% of such applications are fully dealt with in less than three weeks but some can be subject to longer delays. Registration takes place after the buyer is living at the premises therefore 'speed' is not usually top priority yet if it is urgent that the the registration takes place urgently then you or your solicitor should speak with the land registry and explain the circumstances.
My husband and I are 18 days into a leasehold purchase having been recommend to conveyancers by the local agent to perform conveyancing in Byfleet. We are not happy. Could you you assist me in finding new conveyancers?
A conveyancer would need to be really poor in order to consider diss instructing them. Has the mortgage been issued? If so you must inform them of the new contact details and get the loan are re-sent. Your conveyancer needs to be on the banks panel to avoid escalating expenses and delays. That should be your starting point. Our search tool should help you find a bank approved conveyancer for your conveyancing in Byfleet
Please can you explain what options are available to me if my Byfleet conveyancing searches shows negative results?
Ordinarily, the majority of adverse entries that arise in Byfleet conveyancing search results can be handled prior to completion or title insurance can be put on cover. You should remember that regardless of the fact that you may be acquiring the property and might be content to accept the search results, your mortgage lender may not, and ultimately the decision rests with them.