AssumingI were to purchase a straightforward propertyin Virginia Water mortgage fee and dispense with a survey and no local authority searches how much should I expect to to save on my conveyancing in Virginia Water?

The only saving you would make on is the Virginia Water conveyancing searches. The property lawyer is required to do the vast majority of work - money laundering, communicating with your vendors lawyer, stamp duty submission, register the property etc. A slight saving might be made by not needing to register a charge but it won't be meaningful.

I had intended to instruct a conveyancing solicitor in Virginia Water for our house move. Our financial adviser informed us that our mortgage lenders Halifax won't deal with them. Why is this not regarded as unduly restrictive?

A bank will insist on a panel solicitor act for it. Borrowers are liable to meet the cost of this. Please make use of our tool to choose a solicitor to carry conveyancing in Virginia Water on the Halifax member panel.

I am purchasing a property in Virginia Water. A rare aspect is that the roof has a solar panel. RBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with RBS your lawyer must follow the formal instructions set out in Section two of UK Finance Lenders’ Handbook for RBS. The CML Handbook includes minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to RBS where a lease fails to satisfy these requirements. The requirements relate to the installation of panels on properties countrywide and is not isolated to Virginia Water.

We were going to get a DIP from Yorkshire BS this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Virginia Water solicitors on the Yorkshire BS conveyancing panel, or is it better to go independently?

You will need to appoint Virginia Water solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.

Kent Reliance have agreed my home loan in principle, my bid on a house in Virginia Water has been accepted, now what?

The estate agent will want to be advised as to your conveyancing practitioner's details (ensure that the solicitors are on the bank’s panel). Call up Kent Reliance or your financial adviser and complete any outstanding forms. Kent Reliance will sellect a valuer who will get in touch with the selling agent or seller to schedule an appointment. Once conducted (assuming no problems) it takes approximately a fortnight to get a mortgage offer. Kent Reliance will issue the offer to you and your lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Virginia Water.

We are a fortnight into a freehold purchase having been recommend to a firm by the estate agent to handle our conveyancing in Virginia Water. I am not happy. Can you you assist me in finding new conveyancers?

A solicitor would need to be really poor to suggest changing them. Has your mortgage been issued? If so you will need to advise them of the new contact details and have the loan are re-sent. Your solicitor ideally needs to be on the mortgage company approved list to avoid escalating expenses and frustration. That should be your first question of the new lawyers. The search tool should help you find a lender approved conveyancer for your home move in Virginia Water

Is planning consent needed to change a house into multiple appartments in Virginia Water? This has occurred to a property opposite to a friend in Virginia Water and was ignorant of it happening until it was done.

Planning permission is required for splitting a single house in Virginia Water into flats but probably not for converting back to single dwelling-house so, in answer to your question, yes.