My brother-in-law has suggested I instruct a conveyancing solicitor in Cheadle. I need to find out if they are on the Bank of Scotland approved list of lawyers. Can you advise?
The first thing to do is call the solicitor and enquire whether they are on the lender panel. Alternatively you can get in touch with Bank of Scotland who may be able to assist.
What does a local search reveal concerning the property my wife and I purchasing in Cheadle?
Cheadle conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations such as PSG The local search is essential in every Cheadle conveyancing purchase; as long as you wish to avoid any unpleasant once you have moved into your new home. The search will provide data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.
It has been 3 months following my purchase conveyancing in Cheadle took place. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
I decided to have a survey carried out on a property in Cheadle prior to retaining solicitors. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some lenders may refuse to grant a mortgage on this type of property.
It depends who your proposed lender is. Santander has different instructions for example to Halifax. Should you wish to call us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Cheadle. Conveyancing may be slightly more expensive based on your lender's requirements.
In scouring the world wide web for the term cheap conveyancing in Cheadle it shows results of many conveyancersin the vicinity. With so much choice what is the best way to find the suitable solicitor for purchase transaction?
The preferential way of seeking the right conveyancer is via personal referral, so ask colleagues and family who have purchased a property in Cheadle or a respected estate agent or financial adviser. Fees for conveyancing in Cheadle vary, so it's advisable to secure a minimum of three quotes from varying types of property lawyers. Make sure that you know that the fees are fixed.