I am expecting a mortgage offer from Lloyds. I hope to instruct a Licensed Conveyancer in Moss Nook. Does the Lloyds Solicitor panel allow for Licensed Conveyancers?

The Lloyds approved solicitor list is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

Would the conveyancing practitioners identified via your search tool carry out auction conveyancing in Moss Nook?

We know of a number of niche practitioners we can connect you with those specialising in auction conveyancing. Moss Nook is one of hundreds of locations where our lawyers have a presence.

I have 71 years left on my lease and need a lease extension for my apartment in Moss Nook. Conveyancing solicitors on the Tesco Bank panel can deal with such extensions correct?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 23/1/2025 the requirements read as follows :

This question may be naive but I am unexperienced as a first time purchaser of a two bedroom flat in Moss Nook. Do I pick up the keys to the property on completion from my conveyancer? If this is the case, I will instruct a High Street conveyancing solicitor in Moss Nook?

On the day of completion you will not be required to go to the conveyancers office in Moss Nook. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's lawyers, and once they have received this, you should be called to collect the keys from the selling Agents and move into your new home. Usually this happens early afternoon.

My conveyancer has informed me that lack of building regulations insurance is necessary on my purchase. What is the level of cover for Moss Nook conveyancing?

The right level of lack of building regulations indemnity insurance depends on your lender. It would differ for example between Yorkshire Building Society and Virgin Money. Conveyancing practitioners as opposed to members of the public take out such insurances.

I am expecting a AIP from Lloyds this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Lloyds recommend any Moss Nook solicitors on the Lloyds conveyancing panel, or is it better to go independently?

You will need to appoint Moss Nook solicitors independently although you'll need to choose one on the Lloyds conveyancing panel. The solicitor represents both you and Lloyds through the process.

About to purchase a new build apartment in Moss Nook. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Moss Nook

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?