We hired a local firm for our conveyancing in Chipping Campden last week. Upon checking the terms of engagement I notewe are responsible for charges even where the conveyance does not complete. Should I go with them or appoint a web based conveyancing brokerage advertising no move no charge conveyancing in Chipping Campden?

Generally there is a compromise along the lines that if "No Sale No Fee" is offered then the conveyancing charges will generally be more expensive to counteract the cases that do not go ahead. Also remember that these promotions rarely cover outlay such your Chipping Campden conveyancing search fees.

We note that you have a search directory listing law firms on the TSB conveyancing panel. Do firms pay you a commission if I instruct them for our conveyancing in Chipping Campden?

We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Chipping Campden.

My flat in Chipping Campden is up for sale and I have accepted an offer. Does the solicitor have to be required to be on the TSB conveyancing panel in order to deal with the discharge of my mortgage?

Ordinarily, even if your lawyer is not on the TSB conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.

There are only 68 years unexpired on my lease in Chipping Campden. I now wish to get lease extension but my landlord is missing. What options are available to me?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the magistrate. However, you will be required to demonstrate that you or your lawyers have made all reasonable attempts to locate the landlord. In some cases a specialist may be helpful to carry out a search and prepare an expert document which can be accepted by the court as proof that the freeholder can not be located. It is advisable to get professional help from a property lawyer both on investigating the landlord’s disappearance and the vesting order request to the County Court overseeing Chipping Campden.

I own a 1 bedroom flat in Chipping Campden, conveyancing having been completed in 1998. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Chipping Campden with a long lease are worth £227,000. The ground rent is £50 per annum. The lease terminates on 21st October 2096

With only 72 years unexpired the likely cost is going to range between £9,500 and £11,000 plus legals.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of comprehensive investigations. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.

My mother and father cant seem to find their Chipping Campden property on the HMLR site. They have a vague memory 48 years ago when they acquired the property there were complications concerning the address not being identified on some systems.

Almost all premises in Chipping Campden should appear. Have you tried a search with just the postcode. Usually it will identify all the properties inside that postcode. Assuming the property is recorded it will show up with a title number. Where they bought sixty years ago it's conceivable it may be not yet registered. The address may still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title papers which may be with your parent’s lender.