My family solicitor has sent a quote for £1350 for no completion no fee conveyancing in Alcester. I’m selling a Victorian house for £300,000. Are the quoted fees excessive? Is it above what I should be paying for conveyancing in Alcester?

The quote is slightly on the high side. If you shop around you could decrease the fees slightly by say a hundred pounds. That being said, you mightcome to regret opting for an a cheaper lawyer. If is important to enquire that the firm can also act for your mortgage company. Do employ our search tool to locate a Alcester conveyancing company on the banks member panel which can often include conveyancing solicitors in Alcester.

I am buying a house without a mortgage in Alcester. I have resided for the previous 15 years in Alcester. Conveyancing searches are exorbitant. Given that I have knowledge of the road and vicinity very well should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a home loan, then the vast majority of the Alcester conveyancing searches are non-obligatory. Your solicitor will ’encourage you, perhaps strongly, that you should have searches completed, but he is duty bound to do this. Do take into account; if you are intend to dispose of the house one day, it may be of relevance to your prospective buyer what the searches determine. There are plenty of instances where properties with day to day issues can still reveal detrimental search results. A competent conveyancing solicitor in Alcester should provide you some constructive advice here.

My wife and I are planning on selling our house in Alcester and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. Any high street Alcester lawyer would know that there is no such problem. It does beg the question why the buyers are using a national conveyancing outfit as opposed to a conveyancing solicitor in Alcester. Having lived in Alcester for many years we know that this is a non issue. Should we contact our local Authority to obtain confirmation need.

It sounds as though you may have a conveyancing solicitor already. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same illness)

I opted to have a survey done on a house in Alcester ahead of retaining lawyers. I have been told that there is a flying freehold element to the property. My surveyor advised that some mortgage companies may refuse to give a mortgage on this type of home.

It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Alcester. Conveyancing will be smoother if you use a solicitor in Alcester especially if they are familiar with such properties in Alcester.

My fiance and I are buying a 2 bedroom housein Alcester with a mortgage from a mortgage company. We wish to instruct our lawyer in Alcester however our lender inform us now that she’s not on their "panel". We have to appoint from the our mortgage company panel firms or stay with our Alcester solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; Can we not simply insist that our bank use our Alcester lawyer?

Unfortunately,no. The mortgage company mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank's conveyancing panel. in the past, most mortgage companies had large numbers of law firms on their panels, including most conveyancing solicitors in Alcester : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your lender.