Due to move into my new home in Duxford next Monday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s UK Finance Lenders’ Handbook conditions. These requirements are not specific to conveyancing in Duxford.

Completed the sale of my flat in Duxford last August yet the purchaser is texting every few hours to say his conveyancer is waiting to hear from mine. What are the post completion sale formalities following completion?

Following your disposal your lawyer is duty bound to send the transfer deeds and all additional paperwork to the buyer’s solicitors. Depending on the transaction, your lawyer must also confirm that the home loan has been paid off to the purchasers lawyers. There are no post completion requirements just for conveyancing in Duxford.

Is it necessary to take out insurance to address the risk of chancel repairs when buying a residence in Duxford?

Unless a prior acquisition of the premises took place post 12 October 2013 you can expect conveyancing practitioners carrying out conveyancing in Duxford to continue to advocate a chancel search and or insurance against a claim.

I am buying a new build flat in Duxford. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Duxford

Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Is there a reason that Duxford conveyancing fees are higher for leasehold and freehold properties?

Leasehold conveyancing in Duxford will often involve additional due diligence including fully examining the lease, corresponding with the landlord, obtaining up to date rent receipts, landlord’s consents, management company’s accounts etc.