Do the conveyancing lawyers identified via your search tool conduct attended exchange conveyancing in Coombe Dingle?

There are a few conveyancing experts carrying out personalised exchanges. Do call us to obtain a costs illustration and details as to availability.

The mortgage over my property is with RBS for my property in Coombe Dingle. Conveyancing was finalised months ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform RBS?

You must advise RBS before letting out your property as this is likely to be a breach of RBS’s mortgage conditions. It may be that RBS will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact RBS directly. It should not be necessary to do this via a RBS conveyancing panel solicitor.

I recently had an offer agreed on an apartment in Coombe Dingle. My mortgage broker pressured me to appoint their property lawyer. I paid an on account payment of £225. A couple of days later, the lawyer called me to say that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am selling my house. I had a double glazing fitted in January 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Kent Reliance are being problematic. The Coombe Dingle solicitor who is on the Kent Reliance conveyancing panel is recommending indemnity insurance as a solution but Kent Reliance are insisting on a building regulation certificate. Why do Kent Reliance have a conveyancing panel if they don't accept advice from them?

It is probably the case that Kent Reliance have referred the matter to their valuer. The reason why Kent Reliance may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I am looking for a flat up to £245,000 and found one close by in Coombe Dingle I like with amenity areas and station in the vicinity, however it's only got 61 remaining years left on the lease. There is not much else in Coombe Dingle in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a home loan that many years will likely be a potential deal breaker. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least twenty four months you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.

I was recommended by numerous property agents in Coombe Dingle to choose a conveyancer on your site. What’s the financial upside for Estate Agents to offer your site over another?

We don’t make any referral fee for directing people to this site. We thought it would be too underhand a fee because a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

What is the best way of identifying a freehold conveyancing in Coombe Dingle?

First ask your friends and family who they used in the past and if they were happy with the service. Second, search the internet for conveyancing in Coombe Dingle. Telephone two or three from the list and request that they email you their conveyancing charges and speak to the lawyer who will conduct your conveyancing before you commit. Third is to make use of this site to assist you in finding the right solicitors taking into account your unique factors including location,speed, complexity and who the proposed mortgage company is.Avoid the trap of appointing lowest cost conveyancing solicitors in Coombe Dingle