My mortgage broker requires my Crosby solicitor’s panel reference for the Nationwide conveyancing panel. How do I discover this. I have contacted my local Crosby branch but they don't know it.

You are best placed to get this information from your Crosby lawyer . Most Crosby law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

Can your site be used to find a Conveyancing solicitor in Crosby even where I’m not purchasing or disposing of a house, for instance where I wish to acquire an office in Crosby with a mortgage from Alliance & Leicester ?

Our search tool is mainly there to locate domestic conveyancing solicitors in Crosby but we have set out towards the bottom of this page a selection of Crosby commercial conveyancing firms. You will need to make contact with the company directly to see if they can also act for Alliance & Leicester

I am remortgaging my home in Crosby, does my lawyer need to be on the Aldermore Solicitor panel?

There is nothing to stop you using your solicitor, but Aldermore will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with an additional lawyer added to the mix, and it will undoubtedly be more expensive too.

I am hoping to sign contracts shortly on a basement flat in Crosby. Conveyancing lawyers assured me that they will have a report out to me on Monday. What should I be looking out for?

The report on title for your leasehold conveyancing in Crosby should include some of the following:

Repair and maintenance of the flat Does the lease prevent you from letting out the flat, or having a home office for business Changes to the flat Responsibility to repair and maintain the main walls and foundations. It is important that you know which party is liable for the repair and maintenance of all parts of the block and estate The physical ownership of the property. This will be the apartment itself but might include a roof area or storage are if relevant.

I purchased a 2 bed flat in Crosby, conveyancing having been completed 8 years ago. Can you work out an approximate cost of a lease extension? Comparable properties in Crosby with an extended lease are worth £201,000. The ground rent is £45 invoiced every year. The lease finishes on 21st October 2089

You have 64 years left to run we estimate the premium for your lease extension to span between £15,200 and £17,600 plus legals.

The figure above a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.

My fiance and I are planning to purchase a four room bungalowin Crosby with a home loan from a bank. We have a conveyancer in Crosby but our mortgage company says she’s not on their "panel". Apparently we need to choose from the our lender panel firms or keep our Crosby solicitor and incur the extra costs for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that our mortgage company use our Crosby lawyer?

No, not really. The mortgage company home loan offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender's conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels, including many conveyancing solicitors in Crosby : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for your lender.