AssumingI was to buy a straightforward homein Maghull mortgage fee and have no survey and no local authority searches how much would I expect to to save on my conveyancing in Maghull?

Any savings you would achieve will be isolated to the costs for searches. A lawyer is obliged to do the vast majority of work - money laundering, liaising with your vendors solicitor, SDLT submission, register the property etc. A slight saving might be made by not needing to register a charge but it won't be significant.

I'm the single recipient of my late grandmother’s will and I have everything in my name now, including the my former home in Maghull. Conveyancing formalities meant that the Land Registry date was in November. I want to move. I understand that there is a CML 6 month 'rule', which means that my proprietorship may be considered the same way as though I had purchased the house in November. Is the property unsalable for six months?

The Council of Mortgage Lenders’ handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be affected by that. How practical a view lenders take of it, depend on the lender as this requirement is primarily there to pick up on subsales or the quick reselling of properties.

We had selected conveyancing lawyers based in Maghull on the Bank of Ireland solicitor panel. They are now charging me a further sum for dealing with the Bank of Ireland mortgage. Is this an additional conveyancing fee specified by Bank of Ireland?

Unfortunately, as long as it is in their Terms of Engagement or estimate then yes your property lawyer is entitled to charge a fee for this. This fee is not set by Bank of Ireland but by your Maghull property lawyer. Plenty of firms on the Bank of Ireland panel will charge an ‘acting for lender’ fee but some firms incorporate it on their overall fee.

We have agreed to purchase a house in Maghull. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Aldermore be concerned?

As your lender is Aldermore your lawyer must check the conveyancing instructions outlined in Part 2 of UK Finance Lenders’ Handbook for Aldermore. The CML Handbook includes minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Aldermore where a lease does not meet these provisions. The conditions relate to the installation of panels on properties countrywide and is not isolated to Maghull.

Will commercial conveyancing searches reveal planned roadworks that may affect a commercial land in Maghull?

Its becoming the norm that commercial conveyancing solicitors in Maghull will carry out a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in researching accurate data on highways that impact buildings and development assets in Maghull. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Maghull.

For every commercial conveyancing transaction in Maghull it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately can result in delays to Maghull commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Maghull.

Due to the guidance of my in-laws I had a survey completed on a house in Maghull prior to instructing conveyancers. I have been advised that there is a flying freehold element to the property. My surveyor has said that some lenders will refuse to grant a loan on such a home.

It depends who your proposed lender is. Santander has different instructions from Birmingham Midshires. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Maghull. Conveyancing will be smoother if you use a solicitor in Maghull especially if they are familiar with such properties in Maghull.

How simple is it to use the search tool to get a costs illustration from a conveyancing solicitor in Maghull on the authorised to act for my lender?

Step one is to pick a lender such as Accord Mortgages Ltd, Virgin Money or Platform Home Loans Ltd then choose your location such as Maghull. Conveyancing practices in Maghull and further afield will then be shown.