We are purchasing a end of terrace house in Lunt. The intention is to an extension at the rear at the house.Will legal work on the property include checks to determine if these works are allowed?

Your property lawyer should check the deeds as conveyancing in Lunt can occasionally reveal restrictions in the title documents which prohibit categories of changes or require the permission of another owner. Certain extensions need local authority planning consent and approval in compliance with building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these issues with a surveyor ahead of any purchase.

Are all Lunt Conveyancing Quality Solicitors on the Kent Reliance conveyancing list of approved firms?

It is true that some banks and building societies now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their panels.

Completion of my purchase has taken place for my property in Lunt. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

We are purchasing a house and the conveyancer has identified Chancel Repair to which the property may be liable given it’s proximity to the area of such a church. He has mentioned insurance. Is this really appropriate for conveyancing in Lunt

Unless a prior acquisition of the property completed after 12 October 2013 you may expect lawyers conducting conveyancing in Lunt to remain recommending a chancel search and or chancel repair liability policy.

I'm buying my first flat in Lunt with the aid of help to buy. The sellers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent told me not disclose to my solicitor about the deal as it would jeopardize my loan with Leeds Building Society. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Hoping to buy a property located in Lunt and I am already nervous. I couldn't find anything specific about Lunt. Conveyancing will be needed in due course but do you know about the Lunt area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Lunt. In the meantime here are some basic statistics that we found

Our conveyancer has advised that he intends to complete and exchange simultaneously on the sale of our £475,000 flat in Lunt in just under a week. The managing agents has quoted £420 for Landlord’s certificate, insurance certificate and 3 years service charge statements. Is it legal for a freeholder to charge such fees for a flat conveyance in Lunt?

Lunt conveyancing on leasehold flats more often than not necessitates the buyer’s solicitor submitting enquiries for the landlord to address. Although the landlord is under no legal obligation to respond to these enquiries the majority will be willing to assist. They are at liberty to levy a reasonable administration fee for responding to enquiries or supplying documentation. There is no upper cap for such fees. The average costs for the information that you are referring to is over three hundred pounds, in some cases it exceeds £800. The administration charge levied by the landlord must be accompanied by a summary of entitlements and obligations in relation to administration charges, otherwise the charge is not strictly payable. Reality however dictates that you have no choice but to pay whatever is requested of you should you wish to exchange contracts with the buyer.

Lunt Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying

Most Lunt leasehold properties will have a service bill for maintenance of the block invoiced by the management company. Where you acquire the apartment you will have to meet this liability, usually periodically accross the year. This can differ from a couple of hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a ground rent to be met annual, ordinarily this is not a exorbitant amount, say around £25-£75 but you should to enquire it because on occasion it could be prohibitively expensive. Be sure to investigate if the the lease contains any adverse restrictions in the lease. For example it is fairly common in Lunt leases that pets are not allowed in certain buildings in Lunt. If you love the apartmentin Lunt but your dog can’t move with you then you will be faced hard determination. What restrictions exist in the Lunt Lease?