Can your site be used to recommend a Conveyancing solicitor in Custom House even if I’m not buying or disposing of a house, for instance where I wish to acquire an office in Custom House with a mortgage from Halifax?

Our search tool is mainly used to locate domestic conveyancing solicitors in Custom House but we have recorded towards the end of this page a selection of Custom House commercial conveyancing firms. You will need to enquire with the firm directly to check if they are also authorised to represent Halifax

We had appointed conveyancers locally in Custom House on the Yorkshire BS solicitor approved list. They are now charging me an additional sum for the legal aspects of the Yorkshire BS mortgage. Is this a supplemental conveyancing fee set by Yorkshire BS?

Provided it is contained in their Terms of Engagement or Quote then yes your lawyer can levy a fee for this. The fee is not dictated by Yorkshire BS but by your Custom House property lawyer. Plenty of firms on the Yorkshire BS panel will quote an ‘acting for lender’ fee and others do not.

We have a mortgage agreed in principle with Nationwide. Custom House conveyancing solicitors have been instructed. What is the average time that one could expect to receive a mortgage offer from Nationwide?

There is no definitive answer here. Have Nationwide done the valuation? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.

My offer on a semi in Custom House has been accepted, but there is a chain. The owners have offered on on an apartment, but it’s not been accepted yet, and are looking at other apartments booked. I have selected a bricks and mortar conveyancing solicitor in Custom House. What should be my next step? At what stage should I apply for the mortgage with Nottingham?

It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx one thousand pounds, then survey, Custom House conveyancing search charges, etc). First, you must ensure that your conveyancing practitioner is on the Nottingham conveyancing panel. Concerning the subsequent phase this very much dictated by the circumstances of your transaction, desire for this property and on the state of the market. During a buoyant market many purchasers will apply for a home loan with Nottingham and arrange for the valuation and only if it comes back ok would they request their property lawyer to move forward with the conveyancing in Custom House.

I own a terraced Georgian house in Custom House. Conveyancing lawyer acted for me and Barclays . I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the matching address. If a house is not a freehold shouldn't I have been informed?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Custom House and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with the conveyancing solicitor who conducted the purchase.

I'm buying my first flat in Custom House with the aid of help to buy. The builders would not reduce the price so I negotiated £7000 of additionals instead. The property agent suggested that I not inform my lawyer about this side-deal as it may impact my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Me and my wife are about to complete on the purchase a property in Custom House but as a result of wreckage from the recent storms I have negotiated reparation from the vendor of £2k in the form of a deduction in the price. I had intended this to be addressed as part of the conveyancing process but the lender will not agree to this. Why were they approached?

Your solicitor that is on the bank conveyancing panel is duty bound to advise the lender of any changes to the purchase price. If you prohibit your solicitor to report the reduction to your bank then they would need to disinstructing themselves from acting for you and the mortgage company.