Is there a list of RBS panel conveyancers in Desborough on the Building Society Association’s Website?

Unfortunately not yet. There is no such tool on the CML or Building Society Association websites. Very few mortgage companies make their panel listings viewable online. Where you are looking for a Desborough lawyer on the RBS please use our facility.

I am buying a property in Desborough. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Skipton be concerned?

As you are obtaining a mortgage with Skipton your lawyer must comply with the conveyancing requirements contained in Section 2 of UK Finance Lenders’ Handbook for Skipton. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and conveyancers are required to report to Skipton where a lease fails to meet these conditions. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Desborough.

Having digested plenty of mortgage guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Desborough solicitor - who is on the Leeds Building Society conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Leeds Building Society will need an independent valuation of the property. Your lawyer will not arrange this. Usually Leeds Building Society will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Desborough surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

I am intent on selling our house in Desborough and the buyers lawyers are claiming that there is a possibility that the property was built on contaminated land. A high street Desborough lawyer would know this is not the case. It does beg the question why the purchasers instructed a web based conveyancing outfit rather than a conveyancing solicitor in Desborough. Having lived in Desborough for 5 years we know of no issue. Do we contact our local Authority to seek confirmation need.

It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)

I'm purchasing my first flat in Desborough with a mortgage from Platform Home Loans Ltd. The developers would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not to tell my solicitor about the deal as it may affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Taking into account that I am about to part with over three hundred thousand on a garden flat in Desborough I would like to have a conversation with the solicitor concerning thehome move before giving the go ahead to the firm. Can this be arranged?

This is something that we recommend - it is our preference to talk to you we do not take any clients on without you speaking to the solicitor who will be conducting your property ownership legalities in Desborough.There is no ‘factory style conveyancing’ - every client is an important person, not a matter reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Desborough should be the figure that you end up paying.

My husband and I are a couple of weeks into a leasehold purchase having been referred to solicitors by the high street agent to perform conveyancing in Desborough. I am am starting to be dissatisfied with the quality of service. Could you you assist me in finding new lawyers?

A solicitor would need to be very bad in order to consider replacing them. Has your loan offer been generated? If so you must advise them of the new conveyancer and ensure the offer are re-sent. Your new solicitor ideally should be on the lenders panel to avoid escalating costs and complications. So that should be your starting point. Our find a solicitor tool should help you find a bank approved lawyer for your conveyancing in Desborough