Last September we completed a house move in Little Oakley. We have since encountered a number of problems with the house which we believe were omitted in the conveyancing searches. Is there anything we can do? Can you clarify the type of searches that should have been conducted for conveyancing in Little Oakley?

The question is vague as to the nature of the problems and if they are specific to conveyancing in Little Oakley. Conveyancing searches and due diligence undertaken during the legal transfer of property are designed to help avoid problems. As part of the process, the vendor completes a document referred to as a Seller’s Property Information Form. answers ends up being incorrect, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Little Oakley.

Our mortgage company has suggested solicitors on their panel based in Little Oakley but I would rather choose a conveyancing lawyer in Little Oakley or nearer to where I live. Can you assist?

It is by no means the case that all Little Oakley conveyancing practices are on all lender’s conveyancing panel. Use the above find an approved solicitor tool to find a Little Oakley conveyancing solicitor on the on the lender panel.

I am looking for a ground for flat up to £195,000 and found one round the corner in Little Oakley I like with amenity areas and station in the vicinity, the downside is that it's only got 61 years unexpired on the lease. I can't really find anything else in Little Oakley for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan that many years may be an issue. Reduce the price by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.

As co-executor for the estate of my grandmother I am selling a residence in Cardiff but live in Little Oakley. My solicitor (approximately 300 kilometers awayneeds me to execute a stat dec prior to the transaction finalising. Can you recommend a conveyancing practitioner in Little Oakley to attest this legal document for me?

Technically speaking you are unlikely to be required to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Little Oakley based

My wife and I purchased a leasehold house in Little Oakley. Conveyancing and Alliance & Leicester mortgage organised. A letter has just been received from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1992. The conveyancing solicitor in Little Oakley who acted for me is not around. Do I pay?

First contact the Land Registry to make sure that the individual purporting to own the freehold is in fact the new freeholder. You do not need to instruct a Little Oakley conveyancing lawyer to do this as it can be done on-line for £3. You should note that in any event, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Leasehold Conveyancing in Little Oakley - Sample of Queries Prior to buying

Most Little Oakley leasehold apartments will have a service bill for the upkeep of the building levied on behalf of the landlord. Should you purchase the property you will have to meet this liability, normally in instalments throughout the year. This can differ from a few hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a rentcharge to be met yearly, this is usually not a significant sum, say about £25-£75 but you should to enquire it because on occasion it can be prohibitively expensive. You should be aware that where the lease has less than 80 years it will impact the marketability of the flat. Check with your lender that they are willing to to proceed given the lease term. A short lease means that you will probably have to extend the lease at some point and you need to have some idea of how much this would cost. For most Little Oakleylease extensions you would be required to have been the owner of the residence for 24 months in order to be entitled to carry out a lease extension. It would be wise to find out if there is anything that is prohibited in the lease. For example some leases prohibit pets being permitted in in a block in Little Oakley. If you like the propertyin Little Oakley but your cat is not allowed to make the move with you then you will be presented with a difficult compromise.