Are the Eastney and Southsea conveyancing solicitors identified as being on the Nottingham conveyancing panel, together with their details provided by Nottingham?

Eastney and Southsea conveyancing firms themselves provide us confirmation that they are on the Nottingham conveyancing panel as opposed to being supplied with a list from Nottingham directly.

Is there a list of Principality panel conveyancers in Eastney and Southsea on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such directory service on the CML or Building Society Association websites. A small selection of banks make their panel listings open the public over the internet. If you are seeking to appoint a Eastney and Southsea conveyancer on the Principality please use our tool.

is it true that all Eastney and Southsea solicitor practices on the Clydesdale conveyancing panel are regulated by the Solicitors Regulatory Authority?

As a firm of solicitors, in order to be on the Clydesdale conveyancing panel they would need to be regulated by the SRA. Some banks do permit licenced conveyancers on their panel in which case such practice would be governed by the Council of Licensed Conveyancers.

I currently have a mortgage with Bank of Ireland for my property in Eastney and Southsea. Conveyancing has been completed a year ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Bank of Ireland?

You must advise Bank of Ireland in advance of renting your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. It may be that Bank of Ireland will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. It should not be necessary to do this via a Bank of Ireland conveyancing panel solicitor.

I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. Eastney and Southsea is where the house is located. Is there any advice you can impart?

Flying freeholds in Eastney and Southsea are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Eastney and Southsea you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Eastney and Southsea may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

Having had my offer accepted I require leasehold conveyancing in Eastney and Southsea. Before I get started I require certainty as to the unexpired term of the lease.

Assuming the lease is recorded at the land registry - and most are in Eastney and Southsea - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Eastney and Southsea Conveyancing for Leasehold Flats - Examples of Queries before buying

It is important to be aware if changing the roof or some other major work is coming up that will be shared between the tenants and will dramatically increase the the maintenance charges or result in a specific invoice. How many of the leaseholders are in arrears for their service charge payments? Does the lease contain onerous restrictions?

Our lenders have just issued us with a mortgage offer. We are using a high street conveyancer in Eastney and Southsea last week. Today, our broker called to say that the lender said that we cannot use our solicitor as they aren't on their panel. As FTB's, we did not have a clue that the mortgage company had a say Is this permitted?

You can actually select any lawyer you want to choose including the said conveyancer in Eastney and Southsea but if your mortgage company aren't happy with them you must incur an extra fee so the mortgage company can retain their own conveyancer too. On occasion it is possible your solicitor may apply to get included on to the bank list of approved firms. Do make the most of web-based search facilities such as lenderpanel.com to find a conveyancing solcitor in Eastney and Southsea on the mortgage company panel. You can go into your local mortgage company branch in Eastney and Southsea. They can recommend conveyancing solicitors in Eastney and Southsea on the lender panel.