It has taken forever and a day but a loan offer from Nationwide for the refinancing of my single room garden flat is due any day now. Are you able to put forward a cheap conveyancing lawyer in Hilsea?
This site is not designed to help those in pursuit of the lowest fares for conveyancing solicitors in Hilsea. We can offer you excellent value conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint organisations offering the bait of £100 conveyancing in Hilsea. The optimum result, in choosing a lawyer for low cost conveyancing, you will get your money’s worth and at worst it will result in you spending a lot in extras and still not receive the service expected.
My friend recommended that if I am purchasing in Hilsea I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Hilsea conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Hilsea around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hilsea Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information regarding Hilsea.
My wife and I purchased a semi-detached Georgian house in Hilsea. Conveyancing practitioner acted for me and HSBC Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold under the matching property. Is it worth asking HSBC Bank to clarify?
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hilsea and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also question the situation with your conveyancing practitioner who conducted the conveyancing.
How does conveyancing in Hilsea differ for new build properties?
Most buyers of new build property in Hilsea approach us having been asked by the builder to exchange contracts and commit to the purchase even before the residence is constructed. This is because new home sellers in Hilsea typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hilsea or who has acted in the same development.
Due to the encouragement of my in-laws I had a survey completed on a property in Hilsea prior to instructing solicitors. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some lenders may not grant a loan on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements from Birmingham Midshires. If you e-mail us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hilsea. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hilsea to see if the conveyancing will be more expensive.