I was notified yesterday by my IFA that my Hayling Island property lawyer is not on the bank Conveyancing panel. How can I be sure whether this is correct?
The best course of action for you to take is to contact your Hayling Island lawyer directly. You lawyer should notify you of the situation. If they are not on the panel they could put your in touch with solicitors on the conveyancing panel for your bank.
We hope to to buy with Coventry BS. We have called around locally but cant to find a Hayling Island conveyancing firm on the Coventry BS approved list. Can you help?
Please do take advantage of the search tool on this site. Please choose the lender and type Hayling Island or your preferred area and you will be presented with numerous solicitors located in Hayling Island or nearest you.
My bid for a property was accepted at auction in Hayling Island. Conveyancing is needed. What is next?
Having legally bound yourself to purchase you should appoint a conveyancing practitioner as a matter of urgency as you are faced with a pending a drop dead date to complete the property. Every auction property will have a corresponding auction pack. This should include evidence of title and search results. In the case of leasehold property the auction papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation relating to a leasehold property. You must hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that you have funds in order to complete on the on the contractual date .
I am purchasing a property in Hayling Island. A rare aspect is that the roof has a solar panel. UBS have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
Given that your lender is UBS your lawyer must check the formal requirements set out in Part two of UK Finance Lenders’ Handbook for UBS. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and solicitors are required to report to UBS where a lease fails to satisfy these conditions. The conditions relate to the installation of panels on properties in England and Wales and is not restricted to Hayling Island.
I am due to exchange contracts on my apartment. I had a double glazing fitted in November 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Aldermore are being pedantic. The Hayling Island solicitor who is on the Aldermore conveyancing panel is saying indemnity insurance will be fine but Aldermore are requiring a building regulation certificate. Why do Aldermore have a conveyancing panel if they don't accept advice from them?
It is probably the case that Aldermore have referred the matter to their valuer. The reason why Aldermore may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
How does conveyancing in Hayling Island differ for newly converted properties?
Most buyers of new build property in Hayling Island approach us having been asked by the seller to exchange contracts and commit to the purchase even before the property is finished. This is because developers in Hayling Island usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Hayling Island or who has acted in the same development.
What is different about your site and alternative online quote calculators when it comes to conveyancing in Hayling Island?
At this site receive a fixed fee quote via a Solicitor or Licensed Conveyancer that understands the issues for your conveyancing in Hayling Island. Unlike many estate agents and brokerage sites we do not operate kick-back deals with solicitors. Many agents and online brokers 'recommend' the firm paying the most per referral, rather than the best value conveyancing in Hayling Island