Can you clarify what the consequences are if my solicitor is expelled from the Virgin Money Solicitor panel ahead of completing my conveyancing in Hayling Island?
The first thing to point out is that, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit at a cost.
I am helping my mother sell her house in Hayling Island. Does the conveyancer commission an energy assessment or do I organise this?
Following the abolition of Home Packs, energy assessments was maintained a compulsory part of moving house. An EPC must be commissioned prior to the property being marketed. This is not as aspect of the sale process that conveyancers ordinarily organise. Where you are instructing a Hayling Island conveyancing lawyer they might help arrange EPC’s due to their relationships with reputable Hayling Island assessors
Is there a list of Principality panel solicitors in Hayling Island on the Council of Mortgage Lender’s Website?
No. There is no such facility on the CML or Building Society Association sites. A small selection of mortgage companies make their panel listings viewable over the internet. Where you are seeking to appoint a Hayling Island solicitor on the Principality please use our facility.
We have agreed to purchase a house in Hayling Island. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Yorkshire BS be concerned?
Given that your lender is Yorkshire BS your lawyer must check the formal instructions set out in Part two of UK Finance Lenders’ Handbook for Yorkshire BS. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and conveyancers are required to report to Yorkshire BS where a lease does not meet these specifications. The provisions relate to the installation of panels on properties in England and Wales and is not restricted to Hayling Island.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to take this when purchasing a residence in Hayling Island? or Apparently there is an ancient law that could mean that house owners living in a parish church boundary will be compelled to pay for repairs towards the chancel in proximity to the church. Is this a legitimate concern for conveyancing in Hayling Island?
Unless a prior acquisition of the premises completed after 12 October 2013 you could assume that lawyers carrying out conveyancing in Hayling Island to continue to advocate a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold issue on a house I put an offer in last month in what was supposed to be a straight forward, chain free conveyancing. Hayling Island is where the house is located. Is there any advice you can give?
Flying freeholds in Hayling Island are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hayling Island you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hayling Island may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I am four weeks into a leasehold purchase having been directed to solicitors by the local agent to carry out the conveyancing in Hayling Island. I am am very dissatisfied with the level of service. Could you you assist me in finding new solicitors?
A solicitor would have to be very poor in order to consider replacing them. Has your mortgage offer been sent? If so you need to make them aware of the new conveyancer and have the offer are re-issued. Your new solicitor ideally should be on the banks approved list to avoid added expenses and complications. That should be your starting point. The find a solicitor tool will assist you in finding a bank approved solicitor for your conveyancing in Hayling Island