I plan on acquiring a flat in Ferring and Goring. My lawyer is not listed on the lender solicitor list. Am I still permitted to appoint my Ferring and Goring conveyancing solicitor notwithstanding that they are excluded from the bank panel?

One must appoint a conveyancer to complete the legal work required when you need a loan to buy your property. The solicitor will conduct all the relevant due diligence on the property, make sure that you’re registered as proprietor and ensure that all the required mortgage documentation is dealt with. You may instruct a Ferring and Goring solicitor of your choice. Nevertheless, if the conveyancer selected is not on the bank conveyancing panel further costs will arise as separate legal representation will be need by the mortgage company. Lender panel applications can be submitted, so if your conveyancer has not historically applied for membership they should take the opportunity to apply.

I need some quick conveyancing in Ferring and Goring as I am faced with an ultimatum to exchange contracts inside one month. A home loan is not required. Is it possible to decline from having conveyancing searches to save fees and time?

As you are are a cash purchaser you have the choice not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Ferring and Goring the following are instances of issues that can arise and therefore impact the marketability of the property: Enforcement Actions, Outstanding Charges, Outstanding Grants, Unadopted Roads,...

Over the last few months I have been searching for a flat up to £195,000 and identified one round the corner in Ferring and Goring I like with open areas and railway links in the vicinity, however it's only got 51 years unexpired on the lease. I can't really find anything else in Ferring and Goring suitable, so just wondered if I would be making a mistake purchasing a short lease?

Should you need a home loan the remaining unexpired lease term may be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.

I need to appoint a conveyancing solicitor for remortgage conveyancing in Ferring and Goring. I happened to stumble across a site which looks to be the perfect offering If it is possible to get all the legals completed via phone that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

The solicitors undertaking our conveyancing in Ferring and Goring has forwarded documents to review that reveal that the property is unregistered with epitome documents. Is it not the case that all houses in Ferring and Goring should be registered?

Whilst the vast majorities of properties in Ferring and Goring are now registered with the Land Registry there are still some that are unregistered. Any property in Ferring and Goring that has been remortgaged since the late 1980’s will have been registered at the Land Registry under the compulsory ‘first registration’ scheme. However, if a Ferring and Goring property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Ferring and Goring conveyancing solicitors will be capable of dealing with such matters but where uncertainty exists the standard proposition presently is for the vendor’s solicitor to undertake the registration formalities first and thereafter deal with the transfer to the buyer - this will predictably result in a significant delay.