We were just about to exchange contracts for a semi detached house in Forest Hill. We have hit a stumbling block. The loan offer with The Royal Bank of Scotland expires on 7/2/2025 but the sellers are suggesting a completion date of 11/2/2025. Is it possible to prolong the loan expiry date?

The best person to deal with your question is your conveyancer who will assess if they corresponding with the mortgage company, seller’s representatives, selling agents or possibly all three taking into account what has happend in your conveyancing as of today.

I have an AIP. The bank mentioned the mortgage came with free conveyancing. Does this mean I have to use their panel solicitor as I would much rather appoint a Forest Hill based conveyancing firm?

Do check but the the probability is that appoint one of their panel conveyancers where you accept the "fee-free" offer. Speak to the lender to explore if they make available a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case you could put that amount towards your preferred conveyancing solicitor near Forest Hill.

Just bought a terraced house in Forest Hill , What is the estimated time for the Land Registry to record my title? My Forest Hill conveyancing solicitor works at snail pace, so I want to check that my name is registered.

There is nothing unique about conveyancing in Forest Hill registration formalities. Rather than based on location, timescales can vary according to the party submitting the application, whether it is in order and whether the Land registry need to notify any interested parties. Currently roughly 80% of submission are fully addressed within 12 days but occasionally there can be extensive delays. Historically registration takes place after the buyer is living at the property thus an expedited registration is not typically an essential issue but if it is urgent that the the registration takes place urgently then you or your solicitor should speak with the land registry and explain the circumstances.

I have been on the look out for a ground for flat up to £305k and found one near me in Forest Hill I like with open areas and transport links nearby, the downside is that it's only got 52 remaining years left on the lease. There is not much else in Forest Hill in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you require a home loan that many years may be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you can ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer about this.

We are about to buying a apartment in Forest Hill. Can the property lawyer have our transaction price a secret from sites such as Zoopla. How do I ensure this is not noted?

HMLR by statute are bound to note price sold information on the official title for residential properties countrywide including premises in Forest Hill. The Title Register is a public document, so HM Land Registry would be breaching their statutory duty excluded certain homes such as the one in Forest Hill.

You can make a request of HM Land Registry to withhold the amount paid data however the response would be a No.