As someone not used to conveyancing in Rise Park what’s the number one tip you can impart concerning the ownership transfer in Rise Park

You may not hear this from too many lawyers but conveyancing in Rise Park and elsewhere in London is often a confrontational experience. Put another way, when it comes to conveyancing there exists lots of opportunity for friction between you and others involved in the house moving process. E.g., the seller, estate agent and even potentially your mortgage company. Choosing a law firm for your conveyancing in Rise Park should not be taken lightly as your conveyancer is your adviser, and is the SOLE party in the transaction whose responsibility is to protect your best interests and to protect you.

There is a distinct ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your conveyancer ahead of the other parties in the conveyancing process.

we are a couple who are hoping to buy a purpose built flat in Rise Park with a mortgage from Skipton Building Society.We like our Rise Park conveyancing lawyer but Skipton Building Society advised that he's not listed on their approved list of firms. We have to appoint a Skipton Building Society panel solicitor or retain our local solicitor and pay for a Skipton Building Society panel lawyer to act for them. This seems very unfair; Can we not simply insist that Skipton Building Society use our lawyer?

Unfortunately,no. The loan offered to you is subject to its various provisions, a common one being that solicitors will be on the Skipton Building Society solicitor panel. in the past, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Skipton Building Society

What is the difference between a licensed conveyancer and conveyancing solicitor in Rise Park

There are two types of lawyers who can conduct conveyancing in Rise Park namely licenced conveyancers or solicitors. The two can provide the legal services that required to complete the sale or acquisition of property. Both are duty bound to execute Rise Park conveyancing on similar quality and guidelines so you can be sure that your conveyancing will be properly conducted and that the necessary procedures should be correctly adhered to.

Is it correct that all Rise Park CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing panel?

Some major banks and building societies now utilise the accreditation scheme as the kick off point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.

It is not clear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my Rise Park bank branch on numerous occasions and was advised it wasn't a problem and they will lend. My Rise Park conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend based on their published requirements. I have no idea who is right.

The property lawyer must follow the Council of Mortgage Lenders’ Handbook section two requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

Do I need to take out insurance to protect me from financial exposure to chancel repairs when acquiring a residence in Rise Park?

Unless a prior acquisition of the house completed post 12 October 2013 you can assume that conveyancing practitioners delivering conveyancing in Rise Park to remain encouraging a chancel search and or insurance against a claim.

Are there restrictive covenants that are commonly identified during conveyancing in Rise Park?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Rise Park. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’