Completed the sale of my flat in Frimley last June yet the purchaser is telephoning me to say his conveyancer is waiting to hear from mine. What are the post completion sale legalities now that I have sold?

Post completion of your sale your conveyancer should send the transfer deeds and all additional paperwork to the buyer’s lawyers. Where relevant, your conveyancer must also evidence that the home loan has been redeemed to the purchasers lawyers. There is unlikely to be post completion tasks peculiar conveyancing in Frimley.

Is it the case that all Frimley solicitor practices on the Santander conveyancing panel are governed by the Solicitors Regulatory Authority?

As solicitors, in order to be on the Santander approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Many lenders do permit licenced conveyancers on their panel and in such a situation the firms would be regulated by the CLC.

The mortgage over my property is with Nottingham for my property in Frimley. Conveyancing has been completed some time ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nottingham?

You must advise Nottingham before letting out your property as this is likely to be a breach of Nottingham’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nottingham directly. You need not do this via a Nottingham conveyancing panel lawyer.

After months of negotiation I have agreed a price on an apartment in Frimley. My financial adviser suggested a lawyer. I paid an on account payment of £200. A few days later, the lawyer called me sheepishly admitting that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

How do I use your search tool to choose a conveyancing practitioner in Frimley on the panel for my lender?

1st choose a bank such as Birmingham Midshires, Coventry Building Society or Clydesdale then specify your location such as Frimley. Conveyancing practices in Frimley and across England and Wales will then be identified.

Am I better off to use a Frimley conveyancing lawyer in close proximity to the house I am purchasing? We have a good friend who can handle the legal formalities however his firm is located over three hundred kilometers away.

The primary upside of using a local Frimley conveyancing firm is that you can pop in to execute paperwork, deliver your ID and apply pressure on them where appropriate. They will also have local knowledge which is a plus. However it's more important to get someone that will pull out all the stops for you. If other friends have instructed your friend and they were happy that should surpass using an unfamiliar Frimley conveyancing solicitor just because they are based in the area.

Having had my offer accepted I require leasehold conveyancing in Frimley. Before diving in I want to be sure as to the number of years remaining on the lease.

Assuming the lease is recorded at the land registry - and almost all are in Frimley - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.

Leasehold Conveyancing in Frimley - Sample of Questions you should ask Prior to buying

Its a good idea to discover as much as you can concerning the managing agents as they will affect your use and enjoyment of the property. Being a leasehold owner you are frequently in the clutches of the managing agents both financially and when it comes to daily matters like the tidiness of the communal areas. Don't be shy to ask other tenants what they think of them. Finally, investigate as to the dates that the service charges are due to the managing agents and specifically what it includes. The majority of Frimley leasehold apartments will have a service bill for maintenance of the block invoiced on behalf of the landlord. Where you buy the apartment you will have to pay this charge, normally quarterly during the year. This can vary from a couple of hundred pounds to thousands of pounds for bigger purpose-built blocks. There will also be a ground rent to be met yearly, this is usually not a large figure, say approximately £50-£100 but you need to check as on occasion it can be prohibitively expensive. How much is the ground rent and service charge?