I am buying a house without a mortgage in Holton le Clay. I have been living for the last dozen years in Holton le Clay. Conveyancing searches are a lot of money. Given that I have knowledge of the area and road intimately must I have all the conveyancing searches?

In the absence of a home loan, then almost all of the Holton le Clay conveyancing searches are optional. Your lawyer will try and sway you, perhaps strongly, that you should have searches done, but she is duty bound to do this. One thing to consider; if you are intend to sell the house one day, it may be of relevance to your future buyer what the searches determine. There are plenty of instances where premises with day to day issues can still reveal detrimental search results. A good conveyancing solicitor in Holton le Clay should provide you some sensible guidance here.

I have been told that property searches are a common reason for delay in Holton le Clay house deals. Is this right?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the most frequent causes of delays in the conveyancing process. Local searches are not likely to be the root cause of delay in conveyancing in Holton le Clay.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Holton le Clay. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here is a sample of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Holton le Clay

Please supply a car parking plan. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

Due to the encouragement of my in-laws I had a survey completed on a house in Holton le Clay before instructing lawyers. I have been informed that there is a flying freehold element to the property. My surveyor advised that some mortgage companies will refuse to give a mortgage on this type of premises.

It depends who your proposed lender is. HSBC has different instructions from Nationwide. If you contact us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Holton le Clay. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Holton le Clay to see if the conveyancing costs will increase in light of this.

I have been recommended by a number of selling agents in Holton le Clay to get a quote from a conveyancer on your site. What’s the financial advantage for Estate Agents to promote your services rather than another?

We refuse to offer any referral fee for directing people our way. We thought it would be too underhand a fee because a client could think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.