I require conveyancing for an apartment in a fairly new development (seven years built) in Keelby. 95% of the flats are already occupied. Do I need carry out the local searches for my conveyancing in Keelby?

You would be taking a significant risk in not carrying out Keelby conveyancing searches. Without searches you have no clarity over flooding, environmental etc which may mean you walk away due to potential problems down the line. If you are buying mortgage free there is no legal requirement to have them, but we would seriously advise in the strongest possible terms that you have them. If speed and price are primary concerns you should consider with your lawyer about the options such as lack of search insurance available to you

We are planning to purchase with Coventry BS. I called into a few high street companies but am struggling to find a Keelby conveyancing firm on the Coventry BS panel. Please you help?

You should make the most of the search tool on this site. Please choose the mortgage company and type Keelby or your location and you will discover a number of lawyer offices in Keelby or near you.

I'm buying my first flat in Keelby with a mortgage from Clydesdale. The developers would not budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The property agent advised me not reveal to my lawyer about this extras as it could jeopardize my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a flat up to £195,000 and found one close by in Keelby I like with open areas and station in the vicinity, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Keelby for this price, so just wondered if I would be making a mistake buying a short lease?

If you need a home loan the remaining unexpired lease term will be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if not already taken into account. If the existing owner has owned the premises for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.

My cousin has urged me to appoint his conveyancing solicitors in Keelby. Do I follow his recommendation?

Much as we are happy to recommend a Keelby conveyancing lawyer the ideal way to choose a conveyancing practitioner is to seek referrals from friends or relatives who have actually used the firm you're considering.