Do the conveyancing solicitors indexed on your site carry out right to buy conveyancing in Knaphill?

We do have numerous conveyancing practitioners who can handle right to buy conveyancing matters You should call the conveyancers listed in order to get a costs calculation.

We are purchasing a house in Knaphill. I might seem paranoid but how we can trust a lawyer? At some point we will need to send money into their account. What protection do we have from them run away with our money?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

My husband and I are in the process of viewing houses in Knaphill and I am about to put in an offer. Is it too early to have a solicitor in place? I intend to finance via a home loan with Barclays.

It would be advisable to start your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. Given that you are taking out a mortgage with Barclays, ask your prospective lawyers if they are on the Barclays conveyancing panel otherwise they can't do the mortgage legal work.

Yorkshire BS have agreed my home loan in principle, my bid on a house in Knaphill has been agreed to, what are the next steps?

Your property agent will need to know who your solicitors are (ensure that the conveyancing practitioners are on the bank’s approved list). Telephone Yorkshire BS or the financial adviser and complete any outstanding forms. Yorkshire BS will appoint a valuer who will get in touch with the selling agent or vendor to book a time for the valuation to occur. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Yorkshire BS will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Knaphill.

Should my lawyer be asking questions regarding flooding during the conveyancing in Knaphill.

The risk of flooding is if increasing concern for lawyers dealing with homes in Knaphill. Some people will purchase a house in Knaphill, completely aware that at some time, it may be flooded. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not best placed to impart advice on flood risk, however there are a various searches that can be carried out by the purchaser or by their lawyers which should figure out the risks in Knaphill. The standard completed inquiry forms given to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the owner to find out whether the property has suffered from flooding. If flooding has previously occurred and is not notified by the owner, then a buyer may bring a legal claim for losses resulting from an inaccurate response. A purchaser’s conveyancers may also conduct an enviro report. This should indicate if there is any known flood risk. If so, additional investigations should be carried out.

I have been on the look out for a leasehold apartment up to £195,000 and found one close by in Knaphill I like with open areas and station in the vicinity, the downside is that it only has 61 years on the lease. There is not much else in Knaphill for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

If you require a home loan that many years may be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.

I've recently bought a leasehold property in Knaphill. Do I have any liability for service charges relating to a period prior to my ownership?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I bought a garden flat in Knaphill, conveyancing having been completed half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Corresponding properties in Knaphill with over 90 years remaining are worth £227,000. The ground rent is £50 levied per year. The lease finishes on 21st October 2096

With just 72 years unexpired the likely cost is going to span between £9,500 and £11,000 as well as professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you a more accurate figure in the absence of detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.