I purchased a freehold residence in Hawkhurst yet charged rent, why is this and what is this?
It is rare for properties in Hawkhurst and has limited impact for conveyancing in Hawkhurst but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Previous rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.
Various online forums that I have visited warn that are the number one cause of delay in Hawkhurst conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays during the legal transfer of property. Local searches are not likely to feature in any delay in conveyancing in Hawkhurst.
Me and my brother have a renovated Georgian house in Hawkhurst. Conveyancing lawyer acted for me and Virgin Money. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, the second leasehold under the matching address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Hawkhurst and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing practitioner who conducted the purchase.
How difficult is it to change solicitor as I have to retain a firm on the Halifax conveyancing list. I instructed a family conveyancing solicitor in Hawkhurst round the corner but he is not accepted by Halifax
It would be our pleasure to help you find a conveyancing solicitor in Hawkhurst on the Halifax panel. Please note that the conveyancers that we on the directory do not pay us fee if you instruct them and are regulated by the SRA who oversee all conveyancing solicitors in Hawkhurst. Using the find a conveyancing solicitor tool on this page, you can compare charges for conveyancing solicitors in Hawkhurst and throughout England and Wales.
Myself and my partner have just had an offer accepted on a property and had an appointment on Monday with Nationwide for the mortgage. They have informed me that when it comes to appointing a lawyer that unless they are on their approved list of conveyancers then we will be subject to an an extra fee of about two hundred pounds. This is is due to the fact that they will then have to instruct a solicitor to act for them in addition to the one we select for ourselves and we are liable for their costs. I have requested Nationwide to furnish me with a list so I can seek estimates only from their approved lawyers but was told they dont have such a list to hand over. Is there a list online?
You should ask Nationwide what their panel criteria is for a solicitor.Then ask the solicitor of your choice whether they meet the criteria and have they acted on mortgages for Nationwide previously. Where the answer to those is yes, then just clarify this with Nationwide. Alternatively please make use of our search facility and we may be able to find you a conveyancer in Hawkhurst on the panel for Nationwide.