I am getting a mortgage with Santander. I intend to enlist the help of a Licensed Conveyancer in Burwash. Does the Santander Solicitor panel include conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Is there a list of Clydesdale panel solicitors in Burwash on the UK Finance Lenders’ Handbook Website?
No. There is no such tool on the Council of Mortgage Lenders or Building Society Association sites. A small selection of mortgage companies make their panel listings viewable over the internet. Where you are in need of a Burwash conveyancing practitioner on the Clydesdale please make the most of our facility.
Is it the case that all Burwash conveyancing solicitors on the TSB conveyancing panel are governed by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the TSB approved list of solicitors they would need to be regulated by the Solicitors Regulatory Authority. Some mortgage companies do allow licenced conveyancers on their panel in which case such organisation would be governed by the CLC.
I had an offer accepted on a property in Burwash on 23/1/2025, valuation was booked five days later, all came back fine. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Aldermore and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Aldermore conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Aldermore to deal with your lawyer's application to be on the Aldermore conveyancing panel. There's no guarantee that your solicitor will be accepted.
I decided to have a survey completed on a property in Burwash before appointing lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies tend not grant a mortgage on such a house.
It depends who your proposed lender is. Santander has different instructions from Nationwide. If you call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Burwash. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Burwash to see if the conveyancing costs will increase in light of this.
I have been pointed in your direction by a number of estate agents in Burwash to get a quote from a conveyancer using your seach tool. What’s the financial upside for Estate Agents to market your lawyers over another?
We refuse to offer any referral fee for pointing buyers and sellers to this site. We found it would be just too difficult a fee as home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ So we decided to step away from that.
I have just started marketing my garden apartment in Burwash. Conveyancing has not commenced, but I have recently received a quarterly maintenance charge invoice – Do I pay up?
It best that you discharge the maintenance contribution as you normally would given that all rents and service payments will be apportioned on completion, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I acquired a 1 bedroom flat in Burwash, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Corresponding properties in Burwash with a long lease are worth £202,000. The average or mid-range amount of ground rent is £60 charged once a year. The lease finishes on 21st October 2082
With 57 years left to run we estimate the premium for your lease extension to span between £28,500 and £33,000 plus professional fees.
The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.