How does conveyancing in Helston differ for new build properties?

Most buyers of new build or newly converted property in Helston contact us having been asked by the builder to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Helston typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Helston or who has acted in the same development.

I opted to have a survey done on a property in Helston ahead of appointing conveyancers. I have been advised that there is a flying freehold aspect to the property. My surveyor advised that some lenders will refuse to issue a loan on this type of house.

It depends who your proposed lender is. Lloyds has different requirements for example to Nationwide. If you contact us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Helston. Conveyancing may be slightly more expensive based on your lender's requirements.

What makes your site different to other online quote calculators for conveyancing in Helston?

At this site obtain a conveyancing quote from a Solicitor or Licensed Conveyancer that has a full understanding of the issues for your conveyancing in Helston. Unlike many estate agents and brokerage sites we do not have kick-back deals with solicitors. Some agents and online brokers 'recommend' solicitors that pays the most commission, rather than the best value conveyancing in Helston

My husband and I are first time buyers - agreed a price, but the selling agent told us that the seller will only go ahead if we use the agent's recommended conveyancers as they are insisting on an ‘expedited deal’. We would rather use a high street conveyancer who is accustomed to conveyancing in Helston

We suspect that the seller is not behind this demand. Should the seller desire ‘a quick sale', turning down a motivated buyer is likely to cause more damage than good. Try to communicate with the owners directly and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you have nothing to sell (d) you wish to move quickly (e)however you intend to instruct your preferred Helston conveyancing firm - not the ones that will give the negotiator at the agency a introducer fee or hit his conveyancing targets set by HQ.

Do you have any top tips for leasehold conveyancing in Helston with the purpose of expediting the sale process?

• Much of the frustration in leasehold conveyancing in Helston can be bypassed where you get in touch lawyers as soon as your agents start marketing the property and ask them to collate the leasehold documentation needed by the purchasers’ solicitors.
Many landlords or Management Companies in Helston levy fees for providing management packs for a leasehold premises. You or your lawyers should discover the fee that they propose to charge. The management information sought as soon as you have a buyer, thus accelerating the process. The average time it takes to obtain the necessary information is three weeks. It is the most common cause of frustration in leasehold conveyancing in Helston. In the event that you altered the property did you need the Landlord’s consent? Have you, for example installed wooden flooring? Most leases in Helston state that internal structural alterations or laying down wooden flooring necessitate a licence from the Landlord consenting to such works. If you fail to have the paperwork in place do not contact the landlord without checking with your solicitor in advance. You may think that you are aware of the number of years left on your lease but you should double-check by asking your lawyers. A buyer’s lawyer will not be happy to advise their client to where the lease term is below 80 years. In the circumstances it is important at an as soon as possible that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your home on the market for sale. If there is a history of any disputes with your freeholder or managing agents it is very important that these are resolved prior to the flat being put on the market. The buyers and their solicitors will be nervous about purchasing a flat where a dispute is unresolved. You will have to accept that you will have to pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You are still duty bound to disclose particulars of the dispute to the purchasers, but it is better to present the dispute as historic as opposed to unresolved.

Leasehold Conveyancing in Helston - Examples of Questions you should consider before buying

Most Helston leasehold properties will be liable to pay a service charge for maintenance of the block set by the landlord. Should you buy the flat you will have to pay this liability, usually in instalments accross the year. This may vary from a few hundred pounds to thousands of pounds for large purpose-built blocks. In all likelihood there will be a rentcharge to be met annual, this is usually not a significant amount, say about £50-£100 but you need to check as on occasion it can be many hundreds of pounds. How long is the Lease?