Will our solicitor be asking questions concerning flooding as part of the conveyancing in Porthleven.

The risk of flooding is if increasing concern for lawyers dealing with homes in Porthleven. Plenty of people will acquire a property in Porthleven, completely expectant that at some time, it may suffer from flooding. However, aside from the physical damage, if a house is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Solicitors are not best placed to offer advice on flood risk, however there are a numerous checks that may be undertaken by the buyer or by their solicitors which will give them a better appreciation of the risks in Porthleven. The standard property information forms given to a purchaser’s conveyancer (where the Conveyancing Protocol is adopted) includes a usual question of the vendor to find out whether the property has suffered from flooding. If the premises has been flooded in past and is not disclosed by the seller, then a purchaser may bring a claim for damages resulting from an inaccurate answer. The purchaser’s conveyancers should also order an environmental report. This will higlight whether there is any known flood risk. If so, additional inquiries will need to be carried out.

I used Arc property Solicitors several years past for my conveyancing in Porthleven. Now, I need my files however the law firm is no longer operating. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Porthleven of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Over the last few months I have been searching for a leasehold apartment up to £305k and found one near me in Porthleven I like with amenity areas and transport links in the vicinity, however it only has 52 years unexpired on the lease. I can't really find anything else in Porthleven for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

If you need a home loan the shortness of the lease will likely be a potential deal breaker. Reduce the offer by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.

I need to instruct a conveyancing solicitor for leasehold conveyancing in Porthleven. I've stumble upon a web site which seems to have the ideal offering If there is a chance to get all the legals completed via web that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Is it the case that all Porthleven law firms on every bank conveyancing panel?

You can use our search tool or you can pop into your local lender branch in Porthleven. Chances are that they will be in a position to recommend some reputable conveyancing solicitors in Porthleven