My wife and I intend to remortgage our apartment in Abercarn with HSBC. We have a son approaching twenty who lives with us. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the apartment is repossessed. I have a couple of questions (1) Is this form unique to the HSBC conveyancing panel as he did not need to sign this form when we purchased 3 years ago (2) Does our son by signing this compromise his entitlement to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to HSBC. This is solely used to protect HSBC if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of HSBC had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Can I use your services to locate a Conveyancing solicitor in Abercarn even where I’m not purchasing or disposing of a house, for example if I want to buy an office in Abercarn with a loan from Yorkshire Building Society?

Our comparison service is primarily used to help choose domestic conveyancing solicitors in Abercarn but we have recorded at the end of this page a few Abercarn commercial conveyancing firms. You should enquire with the firm directly to see if they can also act for Yorkshire Building Society

Just had an offer accepted on a new build flat in Abercarn. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Abercarn

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan.

I have been pointed in your direction by numerous property agents in Abercarn to find a property lawyer on your site. What’s the financial advantage for Estate Agents to recommend your lawyers rather than alternative conveyancing organisations?

We don’t offer any financial incentive for sending work to this site. We found it would be just too difficult to pay a commission because home movers will think, ‘Why is the agent getting a kickback? Why am I not receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

Can I find out who owns a house in Abercarn?

Provided the property is recorded at HMLR, and you have requisite information of the address of the premises, you should be able to see details from the HMLR of the registered owner for a for less than a fiver.