My IFA has asked me for my Highnam solicitor’s panel reference for the Nationwide conveyancing panel. What is the best way to find this out. I have contacted my local Highnam branch but they have not got back to me yet.

Have you tried speaking to your Highnam lawyer about this?. Most Highnam law firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each lender.

It is is a decade since I acquired my property in Highnam. Conveyancing solicitors have just been instructed on the sale but I am unable to track down the deeds. Will this jeopardise the sale?

You need not be too concerned. Firstly the deeds may be with your mortgage company or they could still be with the conveyancers who handled the purchase. Secondly in all probability the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors procuring current official copies of the land registers. Nearly all conveyancing in Highnam relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is not insurmountable.

Will commercial conveyancing searches disclose planned roadworks that could impact a commercial site in Highnam?

Many commercial conveyancing solicitors in Highnam will order a SiteSolutions Highways report as it dramatically cuts the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Highnam. The search result provides definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Highnam.

For every commercial conveyancing transaction in Highnam it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been addressed adequately may result in delays to Highnam commercial conveyancing deals as well as pose a risk to future intentions for the site. These searches are not carried out for domestic conveyancing in Highnam.

My wife and I purchased a renovated Georgian house in Highnam. Conveyancing lawyer acted for me and Halifax. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the matching address. I thought I was buying a freehold how can I check?

You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Highnam and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also enquire as to the position with your conveyancing solicitor who completed the work.

I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a quick, no chain conveyancing. Highnam is where the house is located. What do you suggest?

Flying freeholds in Highnam are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Highnam you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Highnam may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.