What does my ID and proof of funds have anything to do with my conveyancing in Newent? Is this really warranted?

Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the identification documents of the potential client they are dealing with prior to agreeing to accepting their conveyancing business. The Client Care letter that you are required to sign should stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. If you refuse to provide ID verification documents, your solicitor can not take you on as a client.

I am assisting my mother sell her property in Newent. Does the solicitor order an energy assessment or do I organise this?

After the abolition of Home Information Packs, EPC’s was left as a compulsory part of moving house. An energy performance certificate needs to be commissioned in advance of the property being placed on the market. It is not something that conveyancers normally organise. Where you are using a Newent conveyancing lawyer they may be able to arrange energy performance certificates due to their relationships with reputable local providers

Forgive me if this question is silly but I am wet behind the ears as a first time purchaser of a ground floor flat in Newent. Do I receive the keys to the premises on the completion date from my solicitor? If so, I will appoint a High Street conveyancing solicitor in Newent?

There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the seller's conveyancers, and once they have received this, you should be called to collect the keys from the property Agents and move into your new home. This tends to happen between 1 and 3pm.

My partner and I are in the throws of looking at flats in Newent and I am about to put in an offer. Should I already have a conveyancing practitioner appointed at this stage? I intend to finance via a home loan with TSB.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their contact information on to the EA. As you are obtaining a mortgage with TSB, make sure you remember to check that your lawyer is on the TSB conveyancing panel.

I'm buying a new build house in Newent with the aid of help to buy. The developers would not reduce the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep suggested that I not disclose to my conveyancer about the deal as it would affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My husband and I are novice buyers - agreed a price, but the property agent told us that the seller will only issue a contract if we appoint their chosen conveyancers as they need an ‘expedited deal’. Our preferred option is to instruct a high street conveyancer used to conveyancing in Newent

We suspect that the seller is unaware of this requirement. If they require ‘a quick sale', taking such a hostile approach to a serious buyer is is going to put the whole deal at risk. Avoid the agents and go straight to the owners and make the point that (a)you are genuine buyers (b)you are ready to go, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you are going to instruct your preferred Newent conveyancing firm - not the ones that will provide their estate agent a referral fee or hit his conveyancing figures pre-set by senior management.

I today plan to offer on a house that seems to tick a lot of boxes, at a great figure which is making it all the more appealing. I have just discovered that it's a leasehold rather than freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Newent. Conveyancing advisers have are about to be instructed. Will they explain the issues?

Most houses in Newent are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area can assist with the conveyancing process. We note that you are buying in Newent so you should seriously consider shopping around for a Newent conveyancing solicitor and be sure that they are used to advising on leasehold houses. As a matter of priority you will need to check the unexpired lease term. Being a tenant you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’spermission to conduct alterations. It may be necessary to pay a contribution towards the upkeep of the communal areas where the house is located on an estate. Your conveyancer will appraise you on the various issues.