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Ready to buy a new home in Dymock? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Dymock transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Dymock

I own a freehold premises in Dymock but still invoiced for rent, why is this and what is this?

It’s unusual for properties in Dymock and has limited impact for conveyancing in Dymock but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.

Old rentcharges can now be redeemed by making a lump sum payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

Me and my partner are buying a property in Dymock. I might seem paranoid but how we can trust a solicitor? At some point we will need to deposit money into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

My wife and I purchasing a victorian detached house in Dymock. We would like to an extension at the rear at the house.Will legal due diligence on the property include enquiries to determine if these alterations are prohibited?

Your solicitor will check the deeds as conveyancing in Dymock will sometimes reveal restrictions in the title documents which prohibit certain alterations or require the consent of another owner. Some works need local authority planning permissions and approval in accordance building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor before you commit yourself to a purchase.

I happen to be the sole beneficiary of my late father’s estate and I have everything in my name alone, including the my former home in Dymock. Conveyancing formalities meant that the Land Registry date was in October. I want to move. I understand that there is a CML 6 month 'rule', meaning my proprietorship could be treated the same way as if I'd bought the property in October. Will no one buy the property for half a year?

The CML handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be affected by that. How practical a view mortgage companies take of it, depend on the bank as this clause principally exists to capture subsales or the wholesaling and assigning of property.

What will a local search inform me about the property we're buying in Dymock?

Dymock conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company for instance Searches UK The local search plays an important role in many a Dymock conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search will provide data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.

I am looking for a flat up to £305k and identified one close by in Dymock I like with amenity areas and railway links nearby, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Dymock for this price, so just wondered if I would be making a mistake buying a short lease?

Should you require a mortgage the remaining unexpired lease term may be an issue. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.

We're new to the buying process - had an offer accepted, but the selling agent informed us that the seller will only go ahead if we instruct the agent's recommended solicitors as they are insisting on an ‘expedited deal’. We would rather use a local conveyancer with experience of conveyancing in Dymock

It is unlikely the sellers are behind this. If they want ‘a quick sale', alienating a serious buyer is likely to cause more damage than good. Try to communicate with the owners directly and explain that (a)you are genuine purchasers (b)you are excited to move forward, with finances in place © you are chain free (d) you intend to proceed fast (e)however you will continue to instruct your own,trusted Dymock conveyancing lawyers - rather thanthe ones that will give their estate agent a kickback or meet his conveyancing figures demanded by corporate headquarters.

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