I am getting a offer of a home loan from Halifax. I intend to use a Licensed Conveyancer in Stallingborough. Does the Halifax Solicitor panel exclude Licensed Conveyancers?

The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

We are planning to move home in May. Does my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you recommend a removal company in Stallingborough. Conveyancing solicitor was chosen before I stumbled across your website.

On the day of completion you can pick up the house keys from your property agent however this can only be done once the sellers lawyers advise the agent that they have the completion monies and the keys can be handed over. After that you can inform the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can help you locate a residential property solicitor in Stallingborough or a solicitor with expertise in conveyancing in Stallingborough.

I currently have a mortgage with Santander for my property in Stallingborough. Conveyancing has been completed 12 months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Santander?

You must advise Santander before renting your property as this is likely to be a breach of Santander’s mortgage conditions. It may be that Santander will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel solicitor.

Planning on purchasing a apartment in Stallingborough. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Stallingborough conveyancing practitioner is on the Aldermore conveyancing panel.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one round the corner in Stallingborough I like with a park and transport links nearby, however it only has 51 years on the lease. I can't really find anything else in Stallingborough for this price, so just wondered if I would be making a mistake acquiring a short lease?

If you need a mortgage that many years will be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor regarding this matter.

I need to instruct a conveyancing lawyer in Stallingborough for my house move. Can I see a solicitor's record with the profession’s regulator?

You can see published Solicitor Regulator Association (SRA) decisions stemming from investigations started on or after Jan 2008. Go to Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator may recorded call for training requirements.

I need to find a mortgage company panel solicitor in Stallingborough. Could you help me?

It is not clear why you need a Stallingborough panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the mortgage company to find out which solicitors in Stallingborough are on their panel . If you do find such a firm in Stallingborough not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site