I am obtaining a mortgage offer from Halifax. I hope to employ the services of a Licensed Conveyancer in Howden. Does the Halifax Conveyancing panel include Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Can I use your services to locate a Conveyancing solicitor in Howden even where I’m not purchasing or disposing of a house, for example where I wish to acquire an office in Howden with a loan from Barnsley Building Society?
Our comparison service is primarily used to locate domestic conveyancing solicitors in Howden but we have set out at the end of this page a few Howden commercial conveyancing firms. You should speak with the solicitors directly to check if they can also act for Barnsley Building Society
I have 7378 less than 75 years unexpired on my lease and need a lease extension for my flat in Howden. Conveyancing solicitors on the Platform panel can deal with such extensions right?
Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 17/11/2024 the requirements read as follows :
How does conveyancing in Howden differ for newly converted properties?
Most buyers of new build residence in Howden come to us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because new home sellers in Howden typically buy the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Howden or who has acted in the same development.
I have been on the look out for a leasehold apartment up to £305k and found one round the corner in Howden I like with a park and railway links in the vicinity, the downside is that it's only got 52 remaining years left on the lease. There is not much else in Howden in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
Should you require a mortgage the shortness of the lease may be problematic. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.