My stepmother informed me that in purchasing a property in Finedon there may be a number of restrictions preventing external changes to the property. Is this right?

There are a number of properties in Finedon which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Finedon should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am being told by my conveyancer that breach of easement insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Finedon?

The right level of breach of easement indemnity insurance should be dictated by who who your lender is. It would differ for example between Lloyds TSB Bank and The Royal Bank of Scotland. Conveyancing lawyers as opposed to borrowers take out such insurances.

About to purchase house in Finedon. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Finedon conveyancing practitioner is on the Kent Reliance conveyancing panel.

My colleague recommended that if I am purchasing in Finedon I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually quoted for as part of the standard Finedon conveyancing searches. It is not a small document of about 40 pages, listing and detailing significant information about Finedon around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Finedon Education with plans and statistics, Local Amenities and other useful information about Finedon.

Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a straight forward, chain free conveyancing. Finedon is where the house is located. Can you offer any assistance?

Flying freeholds in Finedon are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Finedon you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Finedon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Estate agents have just been given the go-ahead to market my 2 bed apartment in Finedon. Conveyancing is yet to be initiated, but I have recently received a yearly service charge invoice – should I leave it to the buyer to sort out?

The sensible thing to do is discharge the maintenance contribution as usual because all rents and service invoices should be apportioned as part of the financial calculations for completion monies, so you will be reimbursed by the purchaser for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I invested in buying a 1 bedroom flat in Finedon, conveyancing formalities finalised half a dozen years ago. How much will my lease extension cost? Corresponding flats in Finedon with a long lease are worth £181,000. The ground rent is £55 levied per year. The lease ends on 21st October 2075

You have 50 years unexpired the likely cost is going to span between £31,400 and £36,200 as well as plus your own and the landlord's "reasonable" professional fees.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more detailed due diligence. Do not use the figures in tribunal or court proceedings. There may be additional issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.

I am looking to acquire a repossessed flat in Finedon and the vendor would like to complete within a month. Do lawyers meet that timeframe? Am I best advised to select a high street Finedon firm or an online firm that professes to offer speedy conveyancing?

Attend your Finedon high street. Go in to 3 companies and request to talk to a conveyancing solicitor for an estimate. Explain your needs and get assurances on speed. Choose the one that comes across as most genuine. Be sure to choose a solicitor on the list of lawyers acceptable to your bank.