At long last a mortgage offer from NatWest for the refinancing of my 4 room flat is expected imminently. Can you suggest a low cost conveyancing solicitor in Kensington?
This site is not designed to aid those in their quest for the lowest fares for conveyancing solicitors in Kensington. We can offer you excellent value conveyancing but our intention is not to work with the cheapest lawyers. Do not be swayed by brokers enticing you with low cost conveyancing in Kensington. Optimistically, in being led by cheap conveyancing, you will end up with what you pay for and at worst it will result in you being stung for extras and still not get the service expected.
Do I need to pop into the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Kensington so that I can attend their offices if required.
Whereas this was necessary 15 years ago, most banks no longer oblige their conveyancing panel solicitor to witness the borrowers signature. It will still be necessary for you to hand over identification documents and there are still manifest advantages to choosing a locally based practitioner, in your case a conveyancing solicitor in Kensington.
What will a local search reveal about the property I am buying in Kensington?
Kensington conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search organisations for example PSG The local search plays an important part in many a Kensington conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search should supply data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
I purchased a semi-detached Georgian property in Kensington. Conveyancing practitioner represented me and TSB. I did a free Land Registry search last week and there are two entries: the first freehold, another for leasehold with the matching address. If a house is not a freehold shouldn't I have been informed?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Kensington and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.
My step-father has suggested that I appoint his lawyers for conveyancing in Kensington. Should I use them?
No doubt the ideal way to choose a conveyancing solicitor is to seek recommendations from friends or relatives who have previously instructed the firm you're considering.