Please help. My Campden Hill conveyancer is assuring me that he is legally obliged toapply for Campden Hill conveyancing searches asthe firm are on the Lloydsapproved lawyer panel. Is this really necessary?

Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a lender your property lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to comply with the CML Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Campden Hill conveyancing searches.

I have a decision in principle. The lender mentioned the loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would much rather use a high street conveyancing solicitor in Campden Hill?

You should check but the the likelihood is that allocate you one of their panel solicitors where you want the "fee-free" offer. Speak to the bank and see if they allow a cash alternative. In the past a few lenders offered a £250 cashback as an alternative in which case that money can go towards your preferred conveyancing solicitor near Campden Hill.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Campden Hill. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Campden Hill

Please supply a car parking plan. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore.

We are one month into a residential purchase having been referred to conveyancers by the estate agent to carry out the conveyancing in Campden Hill. I am am extremely dissatisfied with the quality of service. Can you you assist me in finding new solicitors?

A solicitor would have to be really bad to suggest changing them. Has your mortgage been sent? If so you will need to advise them of the new solicitor and get the mortgage documents are re-sent. Your conveyancer needs to be on the mortgage company approved list to avoid added expenses and frustration. So that should be your first question of the new solicitors. Our find a solicitor tool should assist you in finding a bank approved solicitor for your conveyancing in Campden Hill

Looking forward to sign contracts shortly on a leasehold property in Campden Hill. Conveyancing lawyers have said that they report fully tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Campden Hill should include some of the following:

Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice? Will you be prohibited or prevented from having pets in the property? You should know whether the lease allows you to alter or improve anything in the flat- you should be made aware as to whether any restrictions relates to all alterations or just structural alteration, and whether consent is required You must be told what is to be regarded as a Nuisance in the lease What remedies are open the freeholder should you are in breach of your lease terms?

I am the registered owner of a ground flat in Campden Hill. In the absence of agreement between myself and the freeholder, can the Leasehold valuation Tribunal determine the sum payable for the purchase of the freehold?

in cases where there is a missing landlord or where there is disagreement about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 it is possible to make an application to the First-tier Tribunal (Property Chamber) to judgment on the price payable.

An example of a Lease Extension case for a Campden Hill flat is 93 Oakwood Court in June 2010. the LVT determined that the premium to be paid for the new lease was £492,083, This case was in relation to 1 flat. The number of years remaining on the existing lease(s) was 37.79 years.