Is there a reason why leasehold purchase conveyancing in Campden Hill costs more?

The conveyancing costs for a leasehold premises in Campden Hill is frequently greater when contrasted to a freehold property. This is due to the supplemental work required in communicating with the freeholder and managing agents to obtain information concerning whether the rent and maintenance fee have been discharged and whether there are any large sums expected to be spent in the near future on repairs or maintenance of the block.

We are planning to purchase with Loughborough BS. We have called around locally but am struggling to find a Campden Hill conveyancing firm on the Loughborough BS panel. Can you assist?

Please do take advantage of the find a lender approved solicitor tool on this page. Please choose the lender and type Campden Hill or your location and you will be presented with a number of lawyer located in Campden Hill or by proximity to you.

I have today made my last payment due on my mortgage with Aldermore. I assume I don't need a Campden Hill property lawyer on the Aldermore panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Aldermore mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Aldermore mortgage from the register. Aldermore, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Aldermore has sent the Land Registry the discharge electronically, and
3. Aldermore has instructed the Land Registry to do so

Completion of my purchase has taken place for my property in Campden Hill. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?

Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Department at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.

I've digested plenty of house buying guides, I note that it is considered advisable to get your house surveyed prior to buying it. When I asked my local Campden Hill solicitor - who is on the Lloyds conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

Lloyds will need an independent valuation of the property. Your lawyer will not arrange this. Usually Lloyds will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Campden Hill surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.

We are purchasing a house and the solicitor has identified Chancel Repair for which the house could be obligated to pay given it’s proximity to the area of such a church. He has recommended insurance. Is this strictly appropriate for conveyancing in Campden Hill

Unless a previous acquisition of the house took place post 12 October 2013 you could assume that lawyers carrying out conveyancing in Campden Hill to continue to propose a a chancel search and or chancel repair liability insurance.

I acquired a house in Campden Hill last 24/11/2023 and to date it is still not recorded with HMLR. It was part of a development site and my conveyancing practitioner told me that it may take 12 months to register. I have contacted HMLR directly and they have informed me the original application was cancelled due to questions not being addressed in time. Should I be concerned?

It is your lawyer that you really need to turn to here in order to satisfy any questions which have arisen as part of the registration process for your Campden Hill property. Normal Campden Hill conveyancing practice includes an undertaking on the part of the previous owner’s solicitor that they will assist in resolving any question raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.