Can the conveyancing solicitors listed on your site conduct attended exchange conveyancing in Keston?
We do have a number of conveyancing specialists who can conduct personalised exchanges. Do e-mail us to obtain a conveyancing quote and details as to dates.
Why do I have to pay up front when it comes to conveyancing in Keston?
Where you are retaining lawyers for conveyancing in Keston your lawyer will request that you place them with monies to cover the the cost of the conveyancing searches. This will be the total of the cost of the conveyancing searches. When the deposit is payable against the total price then this should be asked for shortly prior to contracts are exchanged. Any further balance that is needed will be payable shortly before completion.
Can I be sure that the Keston conveyancing solicitor on the Nottingham panel is any good?
When it comes to conveyancing in Keston seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor conducting your conveyancing.
Two weeks ago we had a mortgage agreed in principle with Bank of Ireland. Keston conveyancing practitioners were selected. What is the average time that one could expect to receive a mortgage offer from Bank of Ireland?
There is no definitive answer here. Have Bank of Ireland done the survey? Have you advised Bank of Ireland as to your lawyers' details and checked that your lawyers are on the Bank of Ireland conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
After shopping around on the internet I have found a Keston lawyer having checked that they are on the Clydesdale conveyancing panel. Does my lawyer arrange the survey of the property?
Clydesdale will need an independent valuation of the property. Your lawyer will not arrange this. Usually Clydesdale will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Keston surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
How does conveyancing in Keston differ for newly converted properties?
Most buyers of new build or newly converted property in Keston come to us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because developers in Keston usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Keston or who has acted in the same development.
Due to the advice of my in-laws I had a survey completed on a house in Keston in advance of appointing solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some lenders may not grant a mortgage on this type of home.
It varies from the lender to lender. Lloyds has different instructions for example to Nationwide. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Keston. Conveyancing may be slightly more expensive based on your lender's requirements.