I am getting a offer of a home loan from Lloyds. I would like to use a Licensed Conveyancer in Hayes. Does the Lloyds Solicitor panel exclude conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Do I need to pay for insurance to address the risk of chancel repairs when acquiring a house in Hayes?
Unless a previous acquisition of the house completed after 12 October 2013 you can expect conveyancing practitioners carrying out conveyancing in Hayes to remain recommending a chancel search and or insurance against a claim.
Have completed on a a semi-detached house in Hayes , how long should it take for the Land Registry to deal with the formalities evidencing the transfer to my name? My Hayes conveyancing solicitor works at snail pace, so I want to be sure that my ownership is registered.
As far as conveyancing in Hayes registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether there are errors and whether the Land registry must send notices to any other persons or bodies. Currently roughly three quarters of submission are completed within two weeks but occasionally there can be protracted delays. Registration occurs once the new owner is living at the premises so 'speed' is not always top priority but where there is a degree of urgency associated with the registration then you or your conveyancer can contact the land registry and explain the circumstances.
I decided to have a survey completed on a house in Hayes prior to appointing conveyancers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies tend refuse to grant a loan on a flying freehold premises.
It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Hayes. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to instruct a conveyancing solicitor for freehold conveyancing in Hayes. I have chance upon a web site which looks to be the perfect solution If there is a chance to get all formalities completed via email that would be preferable. Should I be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?