Do conveyancers ask for money on account when it comes to conveyancing in Kidbrooke?

If you are buying a property in Kidbrooke your solicitor will ask you put them with funds to cover the the cost of the conveyancing searches. Normally this is needed to cover the fees of the conveyancing searches. If any down payment is as part of the sale price then this should be needed shortly prior to exchange of contracts. The closing balance that is due should be transferred shortly before completion.

I am expecting a DIP from Nationwide this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Nationwide recommend any Kidbrooke solicitors on the Nationwide conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Kidbrooke solicitors independently although you'll need to choose one on the Nationwide conveyancing panel. The solicitor represents both you and Nationwide through the process.

After months of negotiation I have agreed a price on an apartment in Kidbrooke. My financial adviser suggested a conveyancer. I paid an upfront payment of £175. A few days later, the conveyancer called me sheepishly admitting that they were not on the HSBC conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the HSBC panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I am due to exchange contracts on my house. I had a double glazing fitted in January 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Co-operative are being pedantic. The Kidbrooke solicitor who is on the Co-operative conveyancing panel is happy to accept ‘lack of building regulation’ insurance but Co-operative are requiring a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?

It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

3 months have elapsed following my purchase conveyancing in Kidbrooke took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on last month in what should have been a straight forward, no chain conveyancing. Kidbrooke is the location of the property. Is there any guidance you can impart?

Flying freeholds in Kidbrooke are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Kidbrooke you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Kidbrooke may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

I need to find a lender panel solicitor in Kidbrooke. Can you assist?

Unfortunately it’s not apparent why you need a Kidbrooke panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Kidbrooke are on their panel . If you do find such a firm in Kidbrooke not listed please direct them to our site to list. After all the cost is only one £1 a month