What can a local search inform me concerning the house my wife and I purchasing in Liss?

Liss conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company such as Searchflow The local search is essential in every Liss conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject sections.

How does conveyancing in Liss differ for newly converted properties?

Most buyers of new build or newly converted property in Liss approach us having been asked by the seller to exchange contracts and commit to the purchase even before the residence is completed. This is because new home sellers in Liss usually acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Liss or who has acted in the same development.

Due to the input of my in-laws I had a survey completed on a property in Liss prior to retaining solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor advised that some lenders tend not grant a mortgage on this type of home.

It depends who your proposed lender is. Lloyds has different instructions from Halifax. If you call us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Liss. Conveyancing will be smoother if you use a solicitor in Liss especially if they are acquainted with such properties in Liss.

We expect to complete our sale of a £475,000 flat in Liss next Wednesday. The freeholder has quoted £384 for Landlord’s certificate, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge an administration fee for a flat conveyance in Liss?

Liss conveyancing on leasehold maisonettes usually necessitates the purchaser’s solicitor submitting questions for the landlord to address. Although the landlord is not legally bound to answer such questions the majority will be content to assist. They are at liberty to levy a reasonable charge for responding to questions or supplying documentation. There is no set fee. The average fee for the information that you are referring to is £350, in some situations it exceeds £800. The administration charge demanded by the landlord must be accompanied by a synopsis of rights and obligations in respect of administration fees, otherwise the invoice is technically not due. Reality however dictates that you have no option but to pay whatever is requested of you should you wish to sell the property.

Liss Conveyancing for Leasehold Flats - Sample of Queries before Purchasing

How much is the ground rent and service charge? Many Liss leasehold properties will be liable to pay a service bill for maintenance of the block set on behalf of the landlord. Should you acquire the property you will have to pay this contribution, normally in instalments throughout the year. This could be anything from two or three hundred pounds to thousands of pounds for buildings with lifts and large communal areas. There will also be a ground rent to be met yearly, this is usually not a exorbitant sum, say around £25-£75 but you need to check as occasionally it could be many hundreds of pounds. The answer will be helpful as a) areas may result in problems in the block as the common areas may begin to deteriorate where maintenance are not paid for b) if the leasehold owners have a dispute with the running of the building you will wish to have all the details

My fiance and I are buying a 2 bedroom maisonettein Liss with a residential mortgage from a mortgage company. We have a solicitor in Liss however our mortgage company advise she’s not approved on their "panel". Apparently we need to choose one of the our mortgage company panel solicitors or keep our Liss solicitor and pay for one of their panel ones to represent our bank. We feel as though this is unjust; Can we not simply insist that our mortgage company use our Liss lawyer?

No, not really. The bank home loan issued is subject to conditions, one of which will be that lawyers will on the mortgage company's conveyancing panel. in the past, most lenders had open panels, including most conveyancing solicitors in Liss : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your bank.