My nephew is about to exchange on a new build apartment in Headley with a mortgage from TSB. His conveyancer has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The document is intended to provide information to the main parties involved in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the TSB conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the TSB conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

We are planning to acquire a house and need a conveyancing solicitor in Headley who is on the Clydesdale conveyancing panel. Can you recommend a local firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Headley.

I am buying my first flat in Headley benefiting from help to buy. The developers refused to move on the amount so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not inform my solicitor about the deal as it may adversely affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what was supposed to be a quick, no chain conveyancing. Headley is the location of the property. What do you suggest?

Flying freeholds in Headley are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Headley you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Headley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

We're novice buyers - had an offer accepted, yet the property agent has warned us that the owners will only proceed if we appoint the agent's chosen solicitors as they need a ‘quick sale’. My instinct tells me that we should use a high street solicitor with experience of conveyancing in Headley

It is highly unlikely the sellers are behind this. Should the owner require ‘a quick sale', turning down a serious purchaser is not the way to achieve this. Speak to the vendors direct and make sure they understand (a)you are genuine buyers (b)you are ready to progress, with finances in place © you do not need to sell (d) you intend to proceed fast (e)however you intend to appoint your own,trusted Headley conveyancing firm - not the ones that will provide their negotiator at the agency a introducer fee or meet his conveyancing figures demanded by senior management.