I am considering applying for a Yorkshire BS mortgage for purchase of a newly converted (under development) in Midhurst with 65 per cent loan to value. Is it compulsory to choose a solicitor on the conveyancing panel for Yorkshire BS ?
There is nothing to stop you using your solicitor, but Yorkshire BS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
I used Arc property Solicitors a few years ago for my conveyancing in Midhurst. Now, I need my files but cannot find the solicitor. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Midhurst of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I opted to have a survey completed on a house in Midhurst ahead of retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some lenders may not give a loan on such a house.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you e-mail us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Midhurst. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm converting the mortgage on my current house to a BTL mortgage with Bank of Scotland and I will use the ballance of the raised equity towards another house. The location we are talking about is Midhurst. Will your solicitors be able to act for the two lenders and tie in the two deals?
Make use of our comparison tool on this page to ensure that the solicitors are on the relevant lender panels. On the basis that they are your lawyer should be able to connect the two transactions but you should talk with you solicitor and make clear your desired outcome and needs.
Is it best to instruct a Midhurst conveyancing lawyer who is local to the property I am buying? We have a good friend who can carry out the conveyancing however his firm is located 300kilometers drive away.
The benefit of a high street Midhurst conveyancing practice is that you can visit the firm to sign documents, hand in your ID and apply pressure on them if necessary. They will also have local insight which is a bonus. That being said nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and in the main were impressed that should surpass using an unknown Midhurst conveyancing lawyer solely due to them being based in the area.