What does a local search tell me concerning the house I am buying in Long Stratton?

Long Stratton conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search company for instance Searches UK The local search plays an important role in many a Long Stratton conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your new home. The search will reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic areas.

three months have gone by following my purchase conveyancing in Long Stratton took place. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am purchasing a new build house in Long Stratton benefiting from help to buy. The sellers refused to move on the price so I negotiated £7000 of additionals instead. The sale representative told me not reveal to my lawyer about this side-deal as it would impact my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My husband and I are FTB’s - had an offer accepted, yet the property agent told us that the owners will only go ahead if we use the agent's chosen conveyancers as they need a ‘quick sale’. Our preferred option is to instruct a local conveyancer accustomed to conveyancing in Long Stratton

It is highly unlikely the owners are driving this. Should the seller want ‘a quick sale', alienating a serious buyer is going to damage their objectives. Try to communicate with the owners directly and make the point that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you wish to move quickly (e)however you will continue to appoint your own,trusted Long Stratton conveyancing solicitors - not the ones that will provide the negotiator at the agency a commission or meet his conveyancing figures pre-set by senior management.

My partner and I expecting to exchange on the purchase a property in Long Stratton but as a consequence of wreckage from the recent storms I have agreed compensation from the owner of £3k in the form of a deduction in the price. This was going to be addressed as part of the conveyancing process however my mortgage company will not agree to this. Why were they involved?

Any conveyancing practitioner being on a lender approved list is duty bound to advise the bank of any changes to the purchase price. In the event that you did not allow your property lawyer to disclose the reduction to your bank then they would have to refrain from representing you and the mortgage company.